KEY COMPLIANCE UPDATES TRACK: Recent CFPB Updates (Closed to Media)

Assistant General Counsel, Chase

Suzanne Garwood is Executive Director and Assistant General Counsel in JPMorgan Chase’s regulatory and controls division, where she assists with the bank’s compliance related to home lending and other lines of business. Suzanne also is active in the firm’s ESG efforts, concentrating her efforts on climate change. Prior to joining Chase, Suzanne was outside counsel at two Washington DC-based law firms. While in private practice, Suzanne advised her clients with respect to compliance with consumer protection laws and advocated for her clients before the Consumer Financial Protection Bureau and Congress.

Partner, Orrick, Herrington & Sutcliffe, LLP

John Coleman represents banks, nonbank financial institutions, corporations and individuals in supervisory and enforcement matters initiated by government regulators, as well as in private civil litigation and internal investigations. He also counsels clients on compliance with consumer protection laws and supervision preparedness. Prior to joining Orrick, John was a partner at Buckley LLP, which he joined after 15 years in federal government service as a litigator and advisor to senior policymakers, most recently as Deputy General Counsel for Litigation and Oversight at the Consumer Financial Protection Bureau. He joined the CFPB soon after its creation in 2010 and was one of a core group of attorneys tasked with interpreting the authorities granted to the agency by the Consumer Financial Protection Act of 2010 and establishing the procedures by which the agency exercises those authorities. He was the first person to appear in court on behalf of the CFPB and was involved in every significant litigation matter in the agency’s history prior to his departure. As Deputy General Counsel, he managed the team of attorneys responsible for representing the Bureau in litigation, including appellate matters, and before congressional oversight bodies.

Managing Partner, Garris Horn LLP

Richard Horn is a former Senior Counsel & Special Advisor in the Consumer Financial Protection Bureau’s Office of Regulations and a former Senior Attorney at the FDIC. Richard led the CFPB’s design of the TRID disclosures, as well as the qualitative and quantitative consumer testing of the disclosures. As a key architect of the TRID rulemaking, Richard is one of the foremost experts on the rule. Richard represents companies dealing with the CFPB and other Federal and State regulators in supervisory and enforcement matters. Richard also advises companies regarding compliance with Federal and State consumer financial protection laws, including TRID, RESPA section 8, ATR/QM, Loan Originator Compensation, privacy, and other laws.

Chairman and Managing Partner, Weiner Brodsky Kider PC

Mitchel H. Kider is the Chairman and Managing Partner of Weiner Brodsky Kider PC, a national law firm specializing in the representation of financial institutions, residential homebuilders, and real estate settlement service providers. Mitch represents banks, mortgage companies, homebuilders, credit card issuers, and other financial service companies in a broad range of litigation and regulatory and compliance matters. He defends clients in investigations and enforcement actions before the Consumer Financial Protection Bureau, Department of Housing and Urban Development, Department of Justice, Department of Veterans Affairs, Federal Trade Commission, Fannie Mae, Freddie Mac, Ginnie Mae, and various state and local regulatory authorities and Attorneys General offices.

Partner, Consumer Financial Services, Paul Hastings LLP

Mr. Previn has extensive experience representing financial institutions in a wide range of regulatory examinations, investigations, and enforcement actions brought by myriad federal and state government agencies, including the CFPB, OCC, FDIC, FRB, DOJ, FTC, HUD, and state attorneys general and state banking regulators. In addition, he counsels banks and nonbank financial services companies on consumer finance issues, and advises boards and executive management on regulatory expectations, new products and services, and corporate governance. He also defends financial services companies in consumer class actions around the country. During his more than two decades of practice, he has represented many of the country’s leading financial services companies in precedent- setting matters.