KEY COMPLIANCE UPDATES TRACK: Reg X Rewired - What Servicers Need to Know (Closed to Media)

AVP, RPSIE Policy, Mortgage Bankers Association

Kaitlin Hildner is Associate Vice President for Loan Administration Policy at the Mortgage Bankers Association (MBA), where she helps lead the development and implementation of MBA’s strategy on legislative, regulatory, and other industry issues related to loan administration and servicing. Kaitlin serves as MBA’s point-of-contact for the Loan Administration Committee. She is responsible for developing and maintaining relationships with regulatory agencies, member committees, and working groups. Before joining MBA, Kaitlin served as a senior policy advisor for the U.S. Department of Treasury, Financial Stability Oversight Council Secretariat. Prior to that she held ascending roles at the Federal Housing Finance Agency (FHFA) and previously served in research associate and assistant roles at the Urban Institute.

Partner, Mayer Brown LLP

Krista Cooley is a partner in Mayer Brown’s Washington DC office and a member of the Consumer Financial Services group. She concentrates her practice on federal regulatory enforcement and compliance issues. She represents companies in the mortgage lending, mortgage servicing, title insurance and real estate industries in connection with administrative and regulatory compliance matters. Krista defends clients subject to government audits, investigations and enforcement proceedings before, among others, HUD, the VA, USDA, DOJ, CFPB and state banking departments in cases involving the False Claims Act, the Program Fraud Civil Remedies Act, Mortgagee Review Board proceedings and RESPA enforcement matters.

Executive Vice President & Deputy General Counsel - Head of Litigation, Pennymac

LeAllen Frost is the Executive Vice President and Deputy General Counsel - Head of Litigation at Pennymac, where he is primarily responsible for overseeing the company's litigation docket. He has managed residential mortgage litigation for over 20 years, including at GMAC Mortgage, Saxon Mortgage, and Mr. Cooper. He also served as General Counsel for RoundPoint Mortgage Servicing and Head of Legal Operations at Mr. Cooper. LeAllen has extensive experience managing consumer finance class actions and regulatory investigations, as well as leading the legal response to data breaches. He is also a regular speaker at industry conferences on consumer finance litigation and regulatory trends.

Vice President & Assistant General Counsel, Chase

Revathi Jose is an Assistant General Counsel at JPMorganChase. Her work is focused on legal and compliance issues related to loss mitigation and default mortgage servicing. Prior to working at Chase, Revathi spent more than 10 years working at Wells Fargo Bank, where she supported multiple departments, including Wells Fargo’s Corporate Trust Services (now a part of Computershare) as well as Wells Fargo’s Home Lending Servicing Division.

SVP, Chief Compliance Officer and Corporate Counsel, Carrington Mortgage Services, LLC

Jim Petros is the SVP, Chief Compliance Officer and Corporate Counsel for Carrington Mortgage Services, LLC, with over 20 years of experience in the mortgage industry. In his current role, he oversees the Compliance Management System for the Lending and Servicing Divisions, ensuring adherence to legal and regulatory requirements by leveraging advanced GRC technology, as well as machine learning and AI (www.RegComplyGPT.com). A seasoned leader, Jim is a primary liaison with state and federal regulators. He also serves on the Board of Directors for South County Outreach (www.sco-oc.org), a nonprofit organization that provides case management designed to prevent financial setbacks and homelessness.