RISK MANAGEMENT & QA TRACK: Storm Surge - Insurance Gaps & Mortgage Risk
As natural disasters grow more frequent, severe, and widespread—and affordable property insurance becomes increasingly elusive—mortgage lenders face mounting exposure. This session examines the evolving financial risks tied to climate events and insurance gaps and explores strategies lenders can use to protect portfolios and strengthen resilience.
Speakers
Moderator

Holly Li is the Net Zero Finance Program Director at the Ceres Accelerator for Sustainable Capital Markets. In this role, she leads the Accelerator’s work on federal and state regulatory engagement, bank partnerships, and thought leadership to address climate change as both a systemic financial risk and an emerging opportunity in the U.S. market. One of her current focus areas is the intersection of banking, insurance, and housing finance, helping stakeholders understand and manage weather-driven financial risks while advancing their development objectives. Prior to joining Ceres, Holly spent over 15 years at the World Bank and International Finance Corporation (IFC). While at IFC, she supported the Sustainable Banking and Finance Network (SBFN), helping central banks, financial regulators, and industry associations in over 70 emerging markets develop sustainable finance policies, promote climate-smart investment, and integrate climate risk and transition finance into financial systems. Holly is a licensed attorney in New York State and a certified Project Management Professional (PMP).
Speakers

Kingsley leads the Mortgage Risk Analytics practice at Verisk Extreme Event Solutions. He has held various roles in real-estate finance covering origination, servicing, private equity, and valuation. He has subject matter expertise in climate risk, stress testing, catastrophe modeling, and insurance.

Holly Li is the Net Zero Finance Program Director at the Ceres Accelerator for Sustainable Capital Markets. In this role, she leads the Accelerator’s work on federal and state regulatory engagement, bank partnerships, and thought leadership to address climate change as both a systemic financial risk and an emerging opportunity in the U.S. market. One of her current focus areas is the intersection of banking, insurance, and housing finance, helping stakeholders understand and manage weather-driven financial risks while advancing their development objectives. Prior to joining Ceres, Holly spent over 15 years at the World Bank and International Finance Corporation (IFC). While at IFC, she supported the Sustainable Banking and Finance Network (SBFN), helping central banks, financial regulators, and industry associations in over 70 emerging markets develop sustainable finance policies, promote climate-smart investment, and integrate climate risk and transition finance into financial systems. Holly is a licensed attorney in New York State and a certified Project Management Professional (PMP).

Suzanne Shuck serves as Senior Executive Vice President and Chief Corporate Risk Officer for Freedom Mortgage, one of the largest and fastest-growing independent mortgage companies in the country. Suzanne has presided over the Risk Management Division for almost nineteen years. Ms. Shuck oversees functions involved with Corporate, Operational, and Credit Risk, including but not limited to Quality Control, Special Investigations, Property Risk, and Business Continuity. Ms. Shuck leads specialized teams of 100+ professionals with deep knowledge in mitigating and protecting the company from undue risks while promoting excellence in customer service. Under her guidance, Ms. Shuck ensures the company operates with high quality standards, exceeds stakeholders’ expectations, and excels in its mission to foster homeownership and serve the community