SPECIAL SESSION: GSE Update

Vice President, Single-Family Credit Risk Loan Quality, Fannie Mae Single Family

Bill Cleary is Fannie Mae's Vice President of Single-Family Credit Risk Loan Quality, reporting to the Senior Vice President and Chief Credit Officer for the Single-Family Business. Cleary is responsible monitoring loan quality standards to ensure compliance with Fannie Mae’s underwriting and origination standards; overseeing the effectiveness of lender quality controls and providing lenders with timely and actionable feedback to drive continuous improvement in loan quality standards. Cleary’s previous responsibilities included modernizing Selling and Servicing Guide content delivery through Ask Poli, oversight for FHFA scorecard deliverables including servicing alignment efforts across the GSEs as directed by FHFA.

Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

Mike Fratantoni, Ph.D. is MBA’s Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA’s industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP’s Industry Advisory Group and the membership committee of MERS. Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.