SINGLE-FAMILY TRACK: When Every Penny Counts - Managing and Prioritizing Your Spend to Stay Profitable

Partner, Mortgage Banking, CWDL

Dustin Pfluger, CPA has been practicing public accounting since 2004, with the past 13 years focused exclusively on the mortgage banking industry. His mortgage accounting expertise allows him to make complex financial information more accessible to his clients, empowering them to make informed decisions. Dustin regularly speaks at industry conferences and webinars throughout the country, and currently serves as a board member and committee member of several committees of the Texas Mortgage Banking Association (TMBA). Dustin joined CWDL in 2020 as a partner to help lead and grow the mortgage practice. CWDL provides industry-specific audit, accounting, and tax solutions to guide clients through industry complexities and shifting regulations, helping them maximize profit and capitalize on emerging opportunities.

Vice President, Incentive and Analytic Solutions, nCino

Mari Denton is the VP, Incentive & Analytic Solutions at SimpleNexus. Mari's firsthand experience with the challenges lenders face administering compensation has made her an expert in the field of incentive compensation plans. Mari has spent the last decade in senior roles at some of the nation's largest banks and independent mortgage lenders.

Senior Vice President, Client Strategies, Teraverde Financial

Mr. Van Siclen is SVP, Client Strategies and is responsible for helping clients implement Teraverde®'s sustainable business model to achieve and enhance profitability under all business conditions. Mr. Van Siclen has 30 years of experience solving complex profitability, performance, and risk challenges with innovative technology solutions. His banking experience spans a broad array of banking products including mortgage, credit card, auto, and equipment leasing. Before joining Teraverde, Paul Van Siclen worked for 8 years as the Global Director of Industry Solutions and financial Services for Qlik. In this role, he supported customers by demonstrating the value of analytics solutions and use cases within banking, insurance, and capital markets firms across the globe.

President, Firstline Compliance, LLC

Joshua Weinberg is a nationally recognized speaker, author, consultant, and leader in the mortgage industry. He is the President of Firstline Compliance (www.firstlinecompliance.com), a consulting company specializing in mortgage compliance and technology. He works closely with Federal and State Regulators and participates with many industry associations. He currently leads MBA’s LEP Working Group and is the past Chair of MBA’s Regulatory Compliance Committee, a member of ABA’s Residential Markets Committee, and Past Vice Chairman of the Board of Directors for MISMO.