As a 30 year veteran of the mortgage industry, Pam has worn many hats in the financial management side of mortgage banking. She got her start in in Orange County, California in the 1980’s while still a college student at UC Irvine, performing various investor reporting and accounting functions while working as a receptionist at a local mortgage banking firm. She went on to various accounting and finance roles, including 10 years with Deloitte where she served as an industry specialist in the Audit and Advisory Practice. She was part of the restructuring team at Aurora Loan Services after the bankruptcy of Lehman Brothers, and prior to CBC Mortgage Agency, was Chief Financial Officer of a $3.7 billion independent mortgage bank. In 1999 she earned her designation as a Certified Mortgage Banker (CMB) the industry standard of professional success, symbolizing respect, credibility, ethics and achievement within real estate finance. A CPA, she is also serves as Chair of the Mortgage Bankers Association ’s Accounting and Finance Committee.