Santo Chiarelli, CPA

Santo is the Senior Partner in charge of the Accounting and Auditing Practice at ACS. He is responsible for ACS’s Mortgage Banking division.
He is one of ACS’s founding Partners. Santo began his professional career as an audit member of the NYC CPA firms Yohalem, Gillman & Company LLP (now part of Anchin Block & Anchin) and Berenson, Berenson, Adler LLP (now part of CohnReznick).

Throughout his professional career, Santo has been providing audit, accounting and tax services to various industries, including mortgage banking, private lending, debt Collection services, asset-based lenders, manufacturing, construction contractors and real estate.

Santo’s experience covers the full range of audit, accounting, consulting and tax services. Santo believes that constant interaction with clients throughout the year provides a proactive approach to financial and tax strategies. Santo has published articles in the Scottsman Guide and has been asked to speak on various accounting and tax topics at the Mortgage Bankers Financial Accounting and Management Conference, The Mortgage Collaborative as well as the Loan Vision User Conference.

In addition to his professional work experience, Santo has also served as an adjunct accounting professor at Wagner College in New York and at Fairleigh Dickinson Graduate School in New Jersey. Santo is a Certified Public Accountant in the states of New Jersey, New York and California.