AI LAB: Think Tank

Regulatory Specialist, Mortgage Bankers Association

Gabriel Acosta is the Regulatory Specialist in the Residential Public Policy and Industry Relations department at the Mortgage Bankers Association. Acosta works with the team to analyze agency actions and legislation in areas related to origination, servicing, and data protection. He also works with member committees to provide guidance to members on the changing regulatory landscape. Before the Mortgage Bankers Association, Acosta worked in Congress on criminal justice and immigration issues. He is a graduate from the Georgetown University Law Center and was a student at Georgetown’s Federal Legislation Clinic.

Vice President, Programs and Operations, MISMO, Mortgage Bankers Association

Jonathan Kearns is MISMO’s Vice President of Technology. Recognized as a thought leader in the mortgage technology space, Jonathan has substantial experience developing technology and product strategy, including over a decade of experience with electronic signatures, eVault’s and the eClosing process. Previously Jonathan was Senior Vice President of Technology at DocMagic, Inc., where he was responsible for their digital mortgage platforms.