MARKET OPPORTUNITIES AND OPERATIONS TRACK: Partnering on Government Lending Programs

Director, FICO

Michael Singer serves as Director of Marketing for FICO, where he is focused on outreach to mortgage and secondary market clients. A seasoned marketing communications professional, his career has included marketing leadership positions with Fannie Mae, where he served as senior brand manager, the Urban Land Institute, where he was vice president of marketing and public relations, and the Mortgage Bankers Association of America, where he was associate director of marketing. He began his career in financial services marketing at GEICO. He is a graduate of the University of Chicago.

Senior Executive Vice President and Chief Operating Officer, Freedom Mortgage Corporation

Mike Patterson serves as Senior Executive Vice President and Chief Operating Officer of Freedom Mortgage Corporation, one of the largest and fastest-growing independent mortgage companies in the country. He reports directly to Stanley C. Middleman, President and CEO of Freedom Mortgage, and oversees 12 support service teams, including Mergers and Acquisitions, Capital Markets, Finance, Investor Relations, and Public Relations. Mr. Patterson began his career in the mortgage industry in 2000 at Irwin Mortgage Corporation based in Fishers, Indiana. In 2006, Freedom Mortgage acquired Irwin Mortgage Corporation, and Mr. Patterson joined the Freedom Mortgage team. Mr. Patterson quickly flourished at Freedom Mortgage and was promoted to Vice President of Finance in 2008. He was promoted again to Senior Vice President in 2013. In 2014, Mr. Patterson was named Executive Vice President and later in that same year, Chief of Staff. In 2019, Mr. Patterson was promoted to Chief Operating Officer of Freedom Mortgage. Over the course of his career, Mr. Patterson has established himself as a top-level executive, both in finance and operations. He takes pride in his ability to bridge the gap between upper and middle management through his extensive industry knowledge and financial background. His acute understanding of market trends has been instrumental in the company’s ability to strategically plan for financial agility.

Deputy Director, Policy, U.S. Department of Veterans Affairs

Michelle C. Corridon began serving as Deputy Director of Policy on March 13, 2023. She is responsible for all aspects of the Loan Guaranty Service including staffing, eligibility, origination, valuation, servicing, bond sales, specially adapted housing, direct loans, oversight and monitoring, data and analysis, technology, budget, policy, and day-to-day operations. Ms. Corridon previously worked at the United States Department of Agriculture (USDA) as the Director of USDA Rural Housing Service’s Originations and Processing Division. In her role as Director, she led a nationwide team of high-performing employees delivering the $24 billion-dollar loan guarantee program. Prior to that, she served as Deputy Director of the Single-Family Housing Guaranteed Loan Program (SFHGLP) leading high-impact policy and procedure implementation along with process improvement, stakeholder engagement, budgeting, and human resources. She served as a Senior Policy Analyst at the Federal Housing Finance Agency in the Office of Housing and Regulatory Policy from 2012 to 2015 where she focused on project and program management. From 2008 to 2012, she was a Rural Housing Service loan specialist concentrating on lender eligibility, compliance, and program risk management. She began her career at the Farmers Home Administration originating and servicing single-family housing and farm loans.

Vice President, Office of Issuer & Portfolio Management, Ginnie Mae

Leslie is currently the Senior Vice President in the Office of Issuer and Portfolio Management at Ginnie Mae where she manages the Single Family, Multi-Family and Monitoring and Asset Management divisions responsible for issuer and portfolio management. Leslie has oversight responsibility for the program’s 400 plus issuers doing business with the firm. Leslie joined Ginnie Mae as the Director of Monitoring and Asset Management in December of 2011. In that role, she was responsible for monitoring and compliance oversight of Ginnie Mae’s active issuers as well as responsible for managing the defaulted portfolios being subserviced for the agency. Leslie has been instrumental in transforming and updating key monitoring protocols, leading the project to introduce Ginnie Mae’s Issuer Operational Performance Profile, the first issuer scorecard developed and implemented by the firm for use by issuers to gauge performance in the program. She has also provided transformational leadership of Ginnie Mae’s processes around issuer compliance and resolution matters which are core to the government’s explicit MBS guaranty. Prior to joining Ginnie Mae, Leslie had an extensive career in housing finance with both GSEs, engaging with and managing seller/servicers of all sizes relative to relationship, change and performance management. She spent twenty years at Freddie Mac managing both national and regional servicers and another three years at Fannie Mae managing the Wells Fargo servicing portfolio as a senior manager during the financial crisis. Leslie holds both Bachelor of Arts and Master of Arts degrees in Psychology.

Executive Director, Single-Family Housing Guaranteed Loan Program, USDA Rural Development

Ingrid has over 37 years wide-ranging experience in performance management, strategic planning, loan administration, risk management and primary/secondary financial service markets operations for both public and private sectors. Ingrid is recognized for her expertise executing multi-million-dollar multifaceted contracts delivering transformative technology lending platforms for portfolios of over a $240 billion. She started in the civil servant career with the Government National Mortgage Association and then worked at Small Business Administration in various roles managing programs and leading many initiatives. As the Executive Director for Single-Family Housing Guaranteed Loan Program (SFHGLP) she directs a guaranteed portfolio of $114B and a staff of 204. She has also extensive experience leading many reorganizations and initiatives for other departments in Rural Development and USDA.

FHA Chief of Staff, U.S. Department of Housing and Urban Development

Nathan A. (Nate) Shultz serves as Chief of Staff for the Office of Housing – Federal Housing Administration at the U.S. Department of Housing and Urban Development. In this capacity, he provides leadership and strategic direction for all Office of Housing programs. This includes directing policy and programmatic activities for the Federal Housing Administration’s (FHA) Single Family, Multifamily and Healthcare mortgage insurance programs, which insure approximately $1.3 trillion in mortgages serving more than 7.6 million homeowners, some 890,000 renters, and approximately 4,000 healthcare facilities across the U.S. and its territories. Mr. Shultz also oversees other Office of Housing programs, including HUD’s multifamily assisted housing portfolio which serves more than 1.2 million low-income residents, HUD’s housing counseling program that provides funding and oversight for more than 1,500 housing counseling agencies and 4,000 HUD-certified housing counselors throughout the country, and a manufactured housing program which sets standards and provides oversight for the construction and installation of homes that house more than 20 million households. This is Mr. Shultz’s second leadership role at HUD, having previously served during the tenure of HUD Secretary Shaun Donovan. Prior to rejoining HUD, Mr. Shultz most recently led Fannie Mae’s single-family Affordable Housing Preservation work under the Duty to Serve initiative. He has also held leadership roles at mortgage lender and servicer TMS and the Colorado Housing and Finance Authority.