GENERAL SESSION: Mortgage Finance Forecast

Sr Manager - Mortgage and Capital Markets, FICO

Monica Von Egidy is a Senior Manager in FICO’s Scores Division. Her focus is building and maintaining operations for the Mortgage and Capital Markets team as they grow their presence in the mortgage industry. She also leads the branch of the team dedicated to technology vendor partnerships and analytical insights. Prior to joining FICO, Monica gained expertise in various roles of the Mortgage industry, starting at Movement Mortgage as a Mortgage Trading Analys, and then moving to Cardinal Financial where she spent a few years as a Senior Pricing Analyst. Most recently she worked at Cardinal Financial as a Production Analyst for Wholesale where she led channel projects focused on growing the business and improving processes. Monica holds a B.S in finance from Wingate University.

Chief Economist, Senior Vice President, Research and Business Development, Mortgage Bankers Association

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Business Development. In this role, he is responsible for overseeing MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is a member of the Board of Directors of the CONVERGENCE Collaborative, and the Smith Enterprise Risk Consortium’s (SERC’s) Advisory Council. Prior to joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.