Federal Housing Administration (FHA) Programs
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FHA provides mortgage insurance to support lending in the single-family market that disproportionately serves low- to moderate-income borrowers. As such, FHA helps make homeownership possible for many households that otherwise could struggle to obtain mortgage credit on affordable terms. MBA’s policy and advocacy efforts have focused on expanding the number of lenders participating in FHA-insured lending, promoting much-needed upgrades to FHA’s technology and operating systems, reforming FHA’s complex servicing requirements, and ensuring that FHA pricing appropriately balances consumer access to credit and taxpayer protection.
Recent MBA Activity Related to Government Lending
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MBA Feedback to FHA on Loss Mitigation Letter (2023-03)
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MBA Suggested VA Appraisal-Related Policy Reforms in Response to the Improving the VA Home Loan Benefit Act of 2022
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Joint Letter to NY Governor Kathy Hochul on Affordable Housing
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MBA Letter to FHFA on New LLPA Changes
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Joint Trade Letter to FHA on the Appraisal Review
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MBA Letter to FHA on Borrower ROV
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MBA Letter to FHFA on Recommendations Regarding Vendor Competition and Level Playing Field Principle
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MBA, HPC Letter on ANPR, Loan Guaranty: Loss Mitigation Options for Guaranteed Loans
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MBA, Joint Trades Letter on ANPR, Loan Guaranty: Loss Mitigation Options for Guaranteed Loans
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MBA Letter on VA Cash Out Consumer Disclosures
Related MBA Events
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