Federal Housing Administration (FHA) Programs
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FHA provides mortgage insurance to support lending in the single-family market that disproportionately serves low- to moderate-income borrowers. As such, FHA helps make homeownership possible for many households that otherwise could struggle to obtain mortgage credit on affordable terms. MBA’s policy and advocacy efforts have focused on expanding the number of lenders participating in FHA-insured lending, promoting much-needed upgrades to FHA’s technology and operating systems, reforming FHA’s complex servicing requirements, and ensuring that FHA pricing appropriately balances consumer access to credit and taxpayer protection.
Recent MBA Activity Related to Government Lending
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MBA Comment Letter on HFSC Markup of GSE Pricing Legislation
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Coalition Letter to FSOC on the Analytic Framework and Nonbank Guidance Proposals
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Housing Affordability Coalition Statement on Congressional Letter on Housing Policy Solutions
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Industry Coalition Letter on the Introduction of the Main Street Tax Certainty Act of 2023
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MBA Comment Letter to FHFA on Enterprise Single-Family Social Bond Policy Request for Input
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MBA Statement for the Record for HFSC H/I Subcommittee Hearing on GSE Pricing
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MBA Comment Letter to CSBS's Nationwide Multistate Licensing System Mortgage Business Specific Requirements Proposal
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MBA Response to FHFA’s Proposed Amendments to the Enterprise Regulatory Capital Framework
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MBA letter to the House of Representatives on the introduction of the Homes for Every Local Protector Educator and Responder (HELPER) Act
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MBA Letter to CFPB on the Real Estate Settlement Procedures Act (Regulation X)
Related MBA Events
There are no upcoming events that meet this criteria at this time. Check back soon!