KEY COMPLIANCE UPDATES TRACK: D.C. Dynamics - Policy Insights (Closed to Media)

Managing Director and Associate General Counsel, Chase Home Lending

Samuel Racoosin is a Managing Director and Associate General Counsel at JPMorgan Chase Bank, N.A. He is the lead attorney for the residential Loan Servicing, customer assistance, and default legal teams. He is principally responsible for providing legal advice to the residential mortgage loan servicing business. Before joining JPMorgan Chase, Racoosin was Associate General Counsel at Fannie Mae. In that capacity, he provided legal advice to the US Treasury regarding the Obama Administration’s Making Home Affordable Program. Racoosin previously served as Associate General Counsel for Fannie Mae’s single-family mortgage business, providing advice on new products, eMortgage initiatives, and loss mitigation. Prior to joining Fannie Mae, Samuel was Associate General Counsel of North American Mortgage Company, a national mortgage banker. Racoosin has a Juris Doctorate from The George Washington University Law School and a Bachelor of Arts from Washington University in St. Louis.

Partner, Orrick, Herrington & Sutcliffe, LLP

John Coleman is a partner at Orrick. He represents banks, nonbank financial institutions, corporations, and individuals in supervisory and enforcement matters initiated by government regulators, as well as in private civil litigation and internal investigations. He also counsels clients on compliance with consumer protection laws and supervision preparedness. Prior to joining Orrick, Coleman was a partner at Buckley LLP following 15 years in federal government service as a litigator and advisor to senior policymakers, most recently serving as Deputy General Counsel for Litigation and Oversight at the Consumer Financial Protection Bureau (CFPB). He joined the CFPB soon after its creation in 2010 and was part of a core group of attorneys responsible for interpreting the agency’s authorities under the Consumer Financial Protection Act and establishing procedures for exercising those authorities. He was the first attorney to appear in court on behalf of the CFPB and was involved in every significant litigation matter prior to his departure. During his tenure, Coleman advised every CFPB director and senior officials on complex legal and policy matters and managed the Bureau’s litigation and appellate teams, including representation before congressional oversight bodies.

Partner & Chair, Consumer Financial Services, Paul Hastings LLP

Jonice Gray is Chair of the Consumer Financial Services practice at Paul Hastings. She specializes in work with banks, non-bank financial institutions, and other companies providing financial products and services. She works with many of the largest bank and non-bank financial institutions, emerging companies such as fintechs, and retailers whose business operations include consumer and small business finance. Her work is focused on high-stakes legal proceedings, including matters initiated by federal and state regulators, private civil litigation, and internal investigations. She also counsels clients on compliance with consumer protection laws. She routinely provides strategic advice to senior corporate leaders, including Boards of Directors, as they navigate complex, and often unexpected, business and legal challenges.

Chairman and Managing Partner, Weiner Brodsky Kider PC

Mitch Kider is the Chairman and Managing Partner of Weiner Brodsky Kider PC. He represents banks, mortgage companies, residential homebuilders, real estate settlement service providers, credit card issuers, and other financial service companies in a broad range of matters. As a litigator, Mitch has defended clients in more than 150 class-action lawsuits in federal and state courts across the country. He also advises clients on federal and state regulatory compliance matters. He represents clients in investigations and enforcement actions before the Consumer Financial Protection Bureau, the Department of Housing and Urban Development, the Department of Veterans Affairs, the Department of Justice, the Federal Trade Commission, Ginnie Mae, Fannie Mae, Freddie Mac, and various state and local regulatory authorities and Attorney General's offices. In addition, Kider acts as outside general counsel to smaller companies and special regulatory and litigation counsel to Fortune 500 companies. He has written extensively on issues involving lenders and other settlement service providers and speaks frequently on regulatory and litigation matters before trade associations and other industry groups.