Remote Online Notarization
Remote Online Notarization, or RON, is the use of audio/visual technology to complete a notarial act when the principal is not in the same physical location as the notary public—getting consistent state laws passed in all 50 states, DC and Puerto Rico is a critical step in moving to a fully digital mortgage experience. That is why MBA partnered during 2017 with the American Land Title Association to develop a model bill and campaign for its passage in every legislature. That campaign has been very successful, and MBA is proud to point out that 42 states and the District of Columbia have consistently enacted laws to permit RON in real estate financial transactions. The introduction and passage of RON legislation in the 8 remaining states is a top MBA policy priority, as is the enactment of RON legislation that has been introduced in Congress (S.1625). MBA also supports adoption of MISMO's model RON implementation standards.
Remote Online Notarization State Surveys
Find the most comprehensive analysis of state requirements for Remote Online Notarization (RON). MBA Education's Compliance Essentials program has partnered with legal experts at DLA Piper, LLP to produce these surveys. The number of states available
continues to grow as legislation is enacted to keep you current and competitive during these trying times. Guides are available for individual purchase or for as many states as you may need. Purchase this fully editable survey, delivered digitally, to gain a thorough understanding of individual state requirements and key issues.
Inside you will find:
- State's laws organized into nine key topics and requirements
- Guide for using the RON State Surveys and key points every lender needs to know
- Matrix of RON Requirements by State with 40 rows of state-specific information for all available states (available only with purchase of full package)
RON Adoption Map
Key
- States with Enacted RON Laws
- States in Session with Active RON Bills
- No Current Activity
Learn More with our Remote Online Notarization (RON) Resources
- Nationwide Use of Remote Online Notarization (RON)
- MBA-ALTA Background Memorandum on the Model Bill
- MBA-ALTA Model Bill Section-By-Section Description
- MBA-ALTA Model Bill
- MBA Remote Online Notarization Issue Brief
- Suggested Talking Points on MBA-ALTA Model Bill
- Sample Support Letter to State Legislators
- Frequently Asked Questions on MBA-ALTA Model Bill
- Frequently Used Legal Acronyms of Key Laws and Model Bills
- MBA-ALTA-NAR Model RON/RIN State Executive Order
- Model State Executive Order Sample Letter to Governors
- Model State Executive Order FAQ
- MISMO Remote Online Notarization Standards
- American Land Title Association Resource Page
- MISMO Digital Mortgage Resource Center
- Fannie Mae eClosing Technology Solution Provider List
- Freddie Mac Reviewed Vendor List
- MERS eRegistry Participants
- DLA Piper Summary of State Executive Orders to Allow Remote Notarizations
Latest RON News
- October 7, 2022: DC Council implements legislation (B24-0457) that will permit RON in the District of Columbia.
- September 9, 2022: Delaware Governor John Carney signed legislation (SB 262), which will permanently allow the use of remote online notarization (RON) in real estate financial transactions.
- August 18, 2022: Real Clear Policy Op-Ed from Allied Trade Associations Supporting Nationwide RON Legislation: Congress Should Modernize Notarization for Homebuyers & Other Americans
- April 21, 2022: Maine Governor Janet Mills signed legislation (LD2023), which will permanently allow remote online notarization (RON) for real estate financial transactions in the state.
- December 22, 2021: Governor Hochul Signs Legislation to Permit the Utilization of RON, Chapter Amendment Planned to add Credential Analysis and Papering Out Language.
- September 24, 2021: MBA submits letter to North Carolina legislators urging them to support legislation (H776) consistent with the national standard for RON adoption.
- September 23, 2021: U.S. House passes the National Defense Authorization Act (NDAA) with language consistent with the SECURE Act, which is supported by MBA and would permit the use of RON nationwide.
- July 14, 2021: MBA submits comment letter to Wyoming Secretary of State to urge him to promulgate credential analysis standards consistent with national consensus.
- July 1, 2021: MBA sends letter to NY Secretary of State urging them to implement rules consistent with MISMO and national standard.
- June 28, 2021: Illinois Legislature passes legislation (SB2664) to enable RON. Sends bill to Governor Pritzker to be signed.
- June 21, 2021: New Jersey Legislature passes legislation (A4250) to allow RON.
- June 15, 2021: Oregon Governor Brown signs RON legislation (SB765)
- May 10, 2021: New York Legislature passes legislation (S1780) that would enable RON. Sends legislation to Governor for signature.
- April 29, 2021: Arkansas Governor signs legislation (SB340) to allow RON.
- April 22, 2021: Kansas Governor Kelly signs RON legislation (SB106) into law.
- April 5, 2021: New Mexico Governor Lujan Grisham signed legislation (SB12) to allow remote online notarizations.
- March 31, 2021: West Virginia Governor Jim Justice signs legislation (SB469) to enable all remote notarizations.
- February 26, 2021: Wyoming Governor Mark Gordon signed legislation (SF29) that would enable remote notarizations within the state.