All Letters & Testimony
In This Section
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— MBA Joint Letter to NAIC on INT 20-03 and INT 20-07
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— MBA Letter to FHFA on New GSE Products and Activities
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— MBA Joint Letter to VA on Partial Claims
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— MBA Coalition Letter to VA on Partial Claims
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— MBA Letter to U.S. Treasury/HUD on COVID-19 Relief
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— MBA Letter to CFPB on Supervisory Guidance
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— MBA Letter to CSBS on State-Level Prudential Standards for IMB Servicers
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— MBA Joint Letter to U.S. Treasury on GSE Conservatorships
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— MBA Letter to DOL on Davis-Bacon Issues
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— MBA Letter to CFPB on ECOA
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— MBA Letter to Treasury on GSE Conservatorship
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— MBA Joint Letter to Federal Banking Agencies on TDR Relief
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— MBA Joint Letter to CFPB on Escrow Repayment
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— MBA Letter to Federal Banking Agencies on Flood Insurance
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— MBA Joint Letter to North Carolina Secretary of State on RON Legislation
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— MBA Letter to FHFA on 2021 Affordable Housing Goals
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— MBA Letter to State Policy Groups on Rental Assistance
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— MBA Joint Letter to NAIC Proposed RBC Reporting of 2020 NOI
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— MBA Letter to FHFA on GSE Strategic Plan
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— MBA Letter to CFPB on Seasoned QM Loans
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— MBA Letter to FCC on TRACED Act
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— MBA Joint Letter to D.C. Council on AMC Licensing Law
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— MBA Letter to Senate Health Committee on Rental Assistance
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— MBA Letter to FDIC on Certifications of Models and Service Providers
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— MBA Joint Letter to HFSC on Rental Assistance
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— MBA Joint Letter on VA Funding Fees
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— MBA Letter to Congress on NRSROs
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— MBA Joint Letter on NFIP
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— MBA Joint Letter on FHA Servicing Policies
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— MBA Letter to CFPB on the General QM Definition
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— MBA Letter to OCC on True Lender Rule
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— MBA Letter to FHFA on Enterprise Regulatory Capital Framework
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— MBA Letter to FHFA Enterprise Regulatory Capital Framework
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— MBA Joint Letter to FCC on TRACED Act
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— MBA Letter to HUD on Project Approval for Single-Family Condos
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— MBA Letter to CFPB on the Advisory Opinion Program
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— MBA Joint Letter on Rental Assistance
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— MBA Letter to Federal Banking Agencies on Flood Insurance
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— MBA Letter to FHFA and GSEs on Adverse Market Fee and Early Payment Forbearance Purchases
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— MBA Letter to Oregon Governor Kate Brown on Mandatory Commercial Forbearance
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— MBA Letter to CFPB on GSE Patch
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— MBA Joint Letter to CFPB on ECOA
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— MBA Coalition Letter on AB 1436
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— MBA Letter to CFPB on LIBOR Transition
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— MBA Letter to CFPB on FDCPA
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— MBA Coalition Letter to FHA on Student Loan Debt Calculation Policy
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— MBA Joint Letter to Congressional Leadership on TDR/CECL
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— MBA Letter to House Leadership on FY 2021 T-HUD Bill
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— MBA Letter to Senate on Dana Wade Nomination
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— MBA Letter to CSBS on Remote Work Flexibility for State Licensees
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— MBA Joint Letter to House on MSLP Program
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— MBA Letter to Oregon Legislature on COVID-19
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— MBA Letter to HUD on Disparate Impact
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— MBA Letter to House Appropriations Committee on T-HUD FY 2021
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— MBA Letter to FCC TRACED Act
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— MBA Joint Letter to Uniform Law Commission on Data Privacy Laws
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— MBA Letter to FHFA on FHLB Membership
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— MBA Joint Letter in Support of CFPB Commission
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— MBA Joint Letter to D.C. Mayor Muriel Bowser on COVID-19 Relief
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— MBA Joint Letter to HUD on Early Payment Forbearance
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— MBA Letter to CFPB on Federal Consumer Law RFI
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— MBA Letter HUD on CNA E-Tool
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— MBA Letter to Federal Reserve on Main Street Lending Program
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— MBA Joint Letter to FCC on TCPA
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— MBA Joint Letter to the SEC on RMBS Disclosures
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— MBA Joint Letter to California Assembly on AB 2501
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— MBA Joint Letter to Federal Agencies on CRE COVID-19 Response
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— MBA Letter to FCC on TRACED Act
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— MBA Joint Letter to D.C. Council on 90-Day Deferment Law
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— MBA Joint Letter to California Assembly on AB 2501
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— MBA Letter to Congress on COVID-19 Relief
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— MBA Letter to Senate in Support of Brian Montgomery to be HUD Deputy Secretary
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— MBA Joint Letter to the Senate Banking Committee and House Financial Services Committee on Emergency Rental Assistance
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— MBA Letter to Senate Banking Committee on Dana Wade Nomination
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— MBA Letter to HUD on FHA COVID-19 Response
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— MBA Joint Letter to Federal Reserve and Treasury on TALF
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— MBA Joint Letter to Banking Agencies on TALF
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— MBA Letter to SSA on COVID-19: Avoiding Identity Theft via SSA electronic Consent Based Social Security Number Verification Service
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— MBA Letter to FHFA on Servicer Requirements
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— MBA Joint Letter to D.C. Council on 90-Day Deferment Law
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— MBA Joint Letter to NAIC on Risk-Based Guidance
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— MBA Letter to SBA and Treasury on the Paycheck Protection Program
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— MBA Letter to OCC on Modernization of CRA
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— MBA Letter to State Policy Groups on Mortgage and Rental Assistance
-
— MBA Letter to the Agencies on Warehouse Loans
-
— MBA Letter to FHA on Project Approval for Single-Family Condominiums
-
— MBA Letter to SEC and FINRA on Mortgage Industry Concerns Regarding Broker-Dealer Margin Calls on TBA Hedge Positions
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— MBA Letter to FASB on COVID-19 CECL Concerns
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— MBA Joint Letter to DHS on Critical Infrastructure
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— MBA Joint Letter to State and Local Groups on COVID-19
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— MBA Joint Letter to NAIC on RBC Clarity
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— MBA Joint Letter to Federal Reserve and Treasury on CMBS Markets
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— MBA Joint Letter to Treasury on Like-Kind Exchange Deadline Relief
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— MBA Letter to Congress on COVID-19 & CREF Policies
-
— MBA Letter to HFSC on COVID-19
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— MBA Letter to OMB on Improving and/or Reforming Regulatory Enforcement and Adjudication
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— MBA Joint Letter to FHFA on PACE Financing Loans
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— MBA Joint Letter to House and Senate Leadership on G-Fees
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— MBA Letter to House on H.R. 4351, the Yes In My Backyard (“YIMBY”) Act
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— MBA Joint Letter to California Attorney General On CCPA
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— MBA Letter to HFSC on H.R. 4351, H.R. 5931, and H.R. 5187
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— MBA Joint Letter to NYDFS on Servicing Standards
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— MBA Joint Letter to HFSC on H.R. 4351
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— MBA Letter to Senate on Brian Montgomery Nomination
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— MBA Joint Ex Parte Letter to FCC on TCPA
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— MBA Letter to HUD on Housing Affordability
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— MBA Joint Letter to Agencies on QRM Definition
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— MBA Letter to House on the Comprehensive CREDIT Act of 2020
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— MBA Letter to NCUA on Appraisal Threshold Exemptions
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— MBA Letter to House Energy & Commerce Committee on Data Privacy
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— MBA Letter to FHFA on UMBS Pooling Practices
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— MBA Letter to CFPB on its TRID Rule Assessment
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— MBA Joint Letter to FHFA on UMBS Pooling Practices
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— MBA Joint Letter to CFPB on its TRID Rule Assessment
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— MBA Letter to Ginnie Mae on Digital Collateral Guide
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— MBA Letter to Georgia Department of Banking and Finance on Temporary Authority
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— MBA Joint Letter to HUD on FHA's Loan Level Certifications
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— MBA Comments on Proposed Interagency Policy Statement on Allowances for Credit Losses
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— MBA Letter to Senate Banking Committee re. Brian Montgomery to be HUD Deputy Secretary
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— MBA Joint Comment Letter on CCPA
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— MBA Letter to IRS on LIBOR Transition
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— MBA Letter to VA on Refinance Cures
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— MBA Letter to CFPB on its Tech Sprint Proposal
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— MBA Letter to HFSC on H.R. 4634, Terrorism Risk Insurance Program Reauthorization Act of 2019
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— MBA Letter to the Senate on T-HUD
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— MBA Letter to FASB on CECL Implementation
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— MBA Letter to FDIC on the Securitization Safe Harbor Rule
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— MBA Letter to HUD on Disparate Impact
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— MBA Letter to House Subcommittee on TRIA Reauthorization
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— MBA Coalition Letter to CFPB on HMDA ANPR on Coverage of Business-to-Business Multifamily Loans
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— MBA Coalition Letter to CFPB on HMDA NPRM Supplemental Comment on Effective Date
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— MBA and Ohio MBA Joint Letter on Temporary Authority
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— MBA Coalition Letter in Support of H.R. 4351, the Yes in My Backyard (YIMBY) Act
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— MBA Letter to Senate Appropriations Committee on T-HUD
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— MBA Letter to CFPB on FDCPA
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— MBA Letter to DOL on Davis-Bacon Issues
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— MBA Letter to HFSC on the FHA Additional Credit Pilot Program Reauthorization Act (H.R. 123)
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— MBA Letter to CFPB on QM Patch
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— MBA Joint Letter to CFPB on QM Patch
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— MBA Letter to Ginnie Mae on Stress Testing
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— MBA Coalition Letter on FHA Annual Lender Certification
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— MBA Coalition Letter on Transportation Infrastructure Development
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— MBA Letter to House on H.R. 2852 and H.R. 3620
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— MBA Coalition Letter on CRA Modernization
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— MBA Coalition Letter to CFPB on QM Patch
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— MBA Letter to Federal Agencies on HVCRE
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— MBA Letter to FTC on the Safeguards Rule
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— MBA Letter on MSR Early Adoption
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— MBA Coalition Letter to FCC on TCPA
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— MBA Letter to HFSC on Residential Appraisals
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— MBA Letter on Legislation Addressing Orphaned VA Loans and FHA Counseling
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— MBA Coalition Letter to FHA on the Single-Family Loan Sale Program
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— MBA Coalition to FHA on Revisions to the Loan-Level Certifications and Defect Taxonomy
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— MBA Letter on Industry Observations Regarding Solicitations for VA Refinances
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— MBA Coalition Letter to FHA on Request for Clarity on FHA Downpayment Assistance Requirements
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— MBA Coalition Letter to House Urging Tax Extenders
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— MBA Letter to House Outlining the Association's Priorities for the FY20 HUD Appropriations Bill
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— MBA Response to HUD RFI on Opportunity Zones
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— MBA Letter to CFPB on NPRM Regarding HMDA Thresholds
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— MBA Letter to HFSC on H.R. 3167
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— MBA Response to NIST on Artificial Intelligence Standards
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— MBA Letter to Massachusetts Legislators on AMC Standards
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— MBA Coalition Letter on Proposed FHA Lender Annual Certification Statements
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— MBA Response to Ginnie Mae RFI on VA Cash-Out Refinances
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— MBA Letter to FHFA on the Uniform Residential Loan Application
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— MBA Letter on CECL
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— MBA Letter to House Veterans' Affairs Committee on H.R. 299
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— MBA Letter to CFPB on Proposed Rulemaking for PACE Financing
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— MBA Letter to FHA on Single Family Housing Policy Handbook Update
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— MBA Letter on H.R. 1957, the Taxpayer First Act of 2019
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— MBA Comment Letter on CBLR Framework
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— MBA Letter on H.R. 1988, the Protecting Affordable Mortgages for Veterans Act of 2019
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— MBA Letter on the Invest in America Act (H.R. 2210)
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— Testimony of Robert D. Broeksmit, CMB President and Chief Executive Officer Mortgage Bankers Association before the U.S. Senate Committee on Banking, Housing and Urban Affairs “Chairman’s Housing Reform Outline Part 2”
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— Coalition Letter on the Carried Interest Fairness Act (H.R. 1735)
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— MBA Letter to CFPB Director Kraninger on Regulation C
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— MBA Letter to Governor Matt Bevin on SB 114
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— MBA Comment Letter to FHFA on GSE Credit Score Models
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— MBA Letter to Senate Banking Committee on Data Privacy
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— MBA Testimony on SB 485
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— Testimony on Maryland Senate Bill 485
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— Letter to Representative Trujillo on New Mexico House Bill 470
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— Coalition Letter to Chairman Otting on Reforms to the GSEs
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— MBA Letter to Representative Linda Trujillo on New Mexico House Bill 470
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— MBA Testimony on HB 593
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— MBA Letter to VA on Loan Guaranty: Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans [RIN: 2900-AQ42]1
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— MBA Letter on Calabria Nomination
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— MBA Letter to Revised Uniform Law on Notarial Acts (RULONA) Task Force
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— MBA Letter to BCFP on Policy on No-Action Letters and the BCFP Product Sandbox, Docket No. CFPB-2018-0042
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— MBA Letter to the Banking Agencies on Residential Real Estate Appraisal Threshold
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— MBA Letter to HUD and Department of Labor Regarding Davis-Bacon “Split Wage” Decisions
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— MBA Letter to FHFA on Federal Home Loan Bank Housing Goals Amendments [RIN: 2590-AA82]1
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— MBA Letter to VA on Cash-Out Refinance Disclosures
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— MBA Letter to the OCC, FDIC and Federal Reserve Regarding Proposed Revisions to Applicability Thresholds for Capital and Liquidity Requirements
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— MBA Preliminary Summary of the Final Regulations under Section 199A
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— MBA Letter to Congress on H.R. 267
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— MBA Letter to CFPB on RFI on Data Collection
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— MBA Letter to the BCFP Regarding Bureau Data Collections and HMDA
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— MBA Letter to the IRS Regarding Proposed Regulations on Investing in Qualified Opportunity Zones
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— MBA and ICBA Letter on Update and Request for Meeting on Finalization of Proposed Simplifications to the Capital Rule Proposal Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) of 1996
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— MBA Letter to Commissioner Montgomery on FFB Initiative
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— MBA Letter to Banking Agencies on HVCRE Exposures
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— MBA Letter to Senate on Michael Bright Nomination
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— Joint Trades Letter on National Flood Insurance Program Reauthorization
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— Joint Trades Letter Supporting the Invest in America Act (H.R. 6726)
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— MBA Letter to Treasury on Request for Delay of CECL Implementation Pending a Necessary Financial Stability Oversight Council (FSOC) Quantitative Study and Analysis of its Impact
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— MBA Letter to FHFA on Uniform Mortgage-Backed Security [RIN: 2590-AA94]
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— MBA Letter to FHFA on Enterprise Capital Requirements [RIN: 2590-AA95]
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— MBA Letter to the OCC on Reforming the Community Reinvestment Act Regulatory Framework [Docket ID OCC-2018-0008]
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— MBA Letter to FHFA on Enterprise Capital Requirements
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— MBA Letter to OCC on Reforming CRA Framework
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— Coalition Letter to Senate Leadership Supporting Kraninger Nomination
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— MBA Letter to FCC on TCPA Rulemaking, CG Docket No. 18-152
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— MBA Letter to USDA on Proposed Changes to Loss Mitigation and Loss Claim Process for the Single Family Housing Guaranteed Loan Program; RIN 0576-AD09
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— MBA Letter to OCC on Volcker Rule Regulatory Amendments
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— MBA Letter to BCFP on Policy to Encourage Trial Disclosure Programs, Docket No. CFPB-2018-0023
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— MBA Letter to Treasury and IRS on Section 199A Proposal
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— MBA Letter to BCFP on Loan Originator Compensation (LO Comp) Rule
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— MBA Letter on H.R. 6737
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— MBA Letter to House Financial Services Committee on 9/13/18 Markup
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— MBA Letter to The Council of State Governments Shared State Legislation Committee on the California Consumer Privacy Act of 2018
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— MBA Letter to USDA on Notice to Implement a Guarantee Systems User Fee for Lender Use of the Single Family Housing Section 502 Guaranteed Loan Program Automated Systems [No. 2018-14995]
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— MBA Letter to Senate Committee on Banking, Housing, and Urban Affairs on Nomination of Michael Bright to Serve as President of Ginnie Mae
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— MBA Letter to Senate Committee on Banking, Housing, and Urban Affairs on Nomination of Kathy Kraninger to Serve as Director of the BCFP
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— MBA Letter to USDA on Proposed Rule to Amend the Current Regulation for the Single Family Housing Guaranteed Loan Program / Single Close Combination Construction to Permanent Loans [No. 2018-13154]
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— MBA Letter to HUD on FR-6111-A-01 Reconsideration of HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
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— Joint Trades Letter to HUD on FR-6111-A-01 Reconsideration of HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
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— MBA Testimony Before the U.S. Senate Committee on Veterans’ Affairs for the Hearing Titled: "Pending Legislation"
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— MBA Letter on the National Flood Insurance Program Extension Act of 2018
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— MBA Letter on Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996
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— MBA Request for Additional Clarity and Guidance Related to the FHA Single Family Housing Policy Handbook
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— MBA Letter on the JOBS and Investor Confidence Act of 2018
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— MBA Letter on Financial Services and General Government (FSGG) Appropriations
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— MBA Letter to BCFP on Consumer Complaints and Inquiries RFI
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— MBA Letter to HUD on Government National Mortgage Association: Loan Seasoning for Ginnie Mae Mortgage-Backed Securities – Interpretive Rule [Docket No. FR-6112-IA-01]
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— Joint NFIP Lapse Letter
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— Joint Trades Letter on Vermont Regulations for Remote Online Notarization
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— MBA Comment Letter on RFI Regarding BCFP Financial Education Programs, Docket No. CFPB-2018-0015
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— MBA Comment Letter on BCFP Financial Ed Programs
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— MBA Comment Letter on RFI Regarding Bureau Guidance and Implementation Support, Docket No. CFPB-2018-0013
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— MBA Comment Letter on TCPA to FCC
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— MBA Comment Letter on Inherited Rulemaking RFI
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— Coalition Letter to BCFP on HMDA
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— HR 5993 MBA Support Letter
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— MBA Comment Letter to BCFP on Request for Information Regarding Bureau Adopted Regulations and Rulemaking Authorities
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— MBA Coalition Letter on HMDA to the Bureau of Consumer Financial Protection
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— Comment letter to the FHFA in response comments in response to the FHFA’s notice of regulatory review in accordance with the agencies Regulatory Review Plan established in 2012
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— MBA Letter to Congress on H.R. 5534, the Give Useful Information to Define Effective Compliance Act
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— MBA letter to BCFP on Request for Information Regarding Bureau Rulemaking Processes, Docket No. CFPB-2018- 0009
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— MBA Letter to FHFA on Regulatory Review [No. 2018-N-03]
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— MBA Letter to BCFP on Request for Information Regarding Bureau Public Reporting Practices of Consumer Complaint Information, Docket No. CFPB-2018-0006
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— MBA Letter and Memo to Treasury and IRS
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— MBA/ALTA Letter to Office of the Texas Secretary of State Business and Public Filings Division on Proposed Regulations for Online Notarization
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— MBA Letter to BCFP on Request for Information Regarding the Bureau External Engagements, Docket No. CFPB-2018-0005
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— MBA Letter to BCFP on Request for Information Regarding the Bureau’s Supervision Program, Docket No. BCFP-2018-0004
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— MBA Letter to New York State Department of Financial Services on Request for Comments on Online Lending in New York State
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— MBA Letter to CFPB on Request for Information Regarding Enforcement Processes, Docket No. CFPB-2018- 0003
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— MBA Letter to FHFA on Regulatory Review
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— MBA Comment Letter regarding FHA Healthcare Facility Documents
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— MBA Letter to BCFP on RFI on Bureau Rules of Practice for Adjudication Proceedings
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— MBA Comment on Notice of Proposed Information Collection: Capital Needs Assessments-CNA e-Tool
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— MBA Letter to the CFPB on Request for Information Regarding Bureau Civil Investigative Demands and Associated Processes; Docket No. CFPB-2018-0001
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— MBA Letter to CSBS on NMLS Proposal 2018.1: Request for Public Comments Nationwide Multistate Licensing System (NMLS) Mortgage Call Report
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— MBA Coalition Letter to DOL on Davis Bacon Impacts
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— MBA Letter to Department of Labor on Davis-Bacon Multiple or "Split-wage" Decision Concerns
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— MBA led industry coalition letter to Secretary of Labor Alexander Acosta expressing MBA concerns which the Departments recent changes in how it applies split-wage decision guidance
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— Trade Letter in Support of HR 5266 CFPB Commission Bill
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— MBA Letter to Dana Wade on CNA e-Tool
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— MBA Letter to FHFA on Credit Score Request for Input
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— MBA Letter to Treasury on FinTech
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— MBA Letter to Representative Scott Tipton on H.R. 4545, the Financial Institutions Examination Fairness and Reform Act
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— IMB Fact Sheet: The Resurgent Role of the Independent Mortgage Bank
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— MBA Letter of Support to Senate Leadership on S. 2155
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— MBA Letter to HUD on Manufactured Housing
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— MBA Letter to CFPB Responding to RFIs
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— MBA Letter to Senate on Nomination of Cheryl Stanton to Serve as Wage and Hour Administrator at the U.S. Department of Labor
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— MBA Letter on H.R. 2954, the Home Mortgage Disclosure Adjustment Act
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— MBA Chairman Dave Motley's Testimony before the U.S. House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity on Home Loan Churning Practices and How Veteran Homebuyers are Being Affected
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— MBA Comment Letter - Simplifications to the Capital Rule
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— CREF/Coalition HVADC comment letter
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— Joint Trade Senate Conference Committee Letter on Gain of Sale Senate
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— Joint Trade House Conference Committee Letter on Gain of Sale
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— Joint Trade Senate Conference Committee Letter on Gain of Sale Senate
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— Chris George Testimony before the U.S. House Committee on Financial Services Subcommittee on Financial Institutions and Consumer Credit on Legislative Proposals for a More Efficient Federal Financial Regulatory Regime
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— MBA Letter to Committee on Banking, Housing and Urban Affairs on S. 2155, The Economic Growth, Regulatory Relief, and Consumer Protection Act
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— CREF/MBA HVCRE-HR2148-HVADC comparison table
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— MBA Letter to Ways and Means on the Tax Cuts and Jobs Act
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— Testimony of David H. Stevens, CMB President & Chief Executive Officer Mortgage Bankers Association before the U.S. House Committee on Financial Services Subcommittee on Housing and Insurance
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— MBA Comments on FHFA Strategic Plan
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— MBA Letter on Loan Review System (LRS) Feedback
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— MBA Senate Letter on Brian Montgomery Nomination
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— MBA Letter to Speaker Ryan, Leader McConnell, Secretary Mnuchin, Director Cohn, Chairman Hatch, and Chairman Brady on Tax Reform
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— MBA Letter to Chairman Hensarling and Ranking Member Waters on H.R. 2148
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— MBA Letter to the CFPB on Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act
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— MBA Letter to OCC on Proprietary Trading and Certain Interests in and Relationships With Covered Funds
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— MBA Letter to Secretary Mnuchin and Director Watt on GSE Reform
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— VA Appraiser Recommendations Letter
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— Letter on Enterprise Housing Goals
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— MBA Letter to FHFA on Improving Language Access in Mortgage Lending and Servicing
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— HUD Nominations Letter
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— Letter on Improving Language Access in Mortgage Lending and Servicing
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— MBA Letter to CFPB on Docket No. CFPB–2017–0014 Request for Information Regarding Ability-toRepay/QualifiedMortgage Rule Assessment
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— MBA Letter to CFPB on Proposed Home Mortgage Disclosure (Regulation C) Temporary Increase in Institutional and Transactional Coverage Thresholds for Open-End Lines of Credit
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— Joint Trades Letter to FHA on FHA Flood Insurance Requirements
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— MBA Letter on T-HUD Appropriations
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— GSE Reform Support Letter
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— State and Local Association Letter on GSE Reform
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— Joint Trades Letter on the Flood Insurance Market Parity and Modernization Act
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— MBA Letter to FHFA on Proposed Duty to Serve Underserved Markets Plans
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— MBA Letter to CFPB on RESPA Assessment, Docket No. CFPB-2017-0012
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— Joint Trade Association Letter to Attorney General Sessions
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— Testimony of David H. Stevens, “Principles of Housing Finance Reform”
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— Coalition Letter to HUD on Fair Market Rent Determination Methodology
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— MBA Letter on Reducing Regulatory Burden in FHA Programs
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— MBA Letter to VA on Allowable Charges and Fees Assessed Incident to VA-Guaranteed Home Loans
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— MBA Letter to DoA on Improving Customer Service
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— MBA Letter to FHFA on Improving Language Access in Mortgage Lending and Servicing
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— MBA Letter to AG Sessions on False Claims Act
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— MBA Letter to Secretary Carson on False Claims Act
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— MBA Letter to FHFA on Duty to Serve Proposed Evaluation Guidance
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— MBA Commets to FHA Multifamily on Davis Bacon Wage Rate Recommendations
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— MBA Letter to CFPB on Technical Corrections and Clarifying Amendments to the Home Mortgage Disclosure (Regulation C) October 2015 Final Rule
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— MBA Comment Letter on Alternative Data
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— MBA Comment on Guidelines: Identification and Management of Step-In Risk
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— MBA TCPA Comment Letter
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— MBA letter on Financial CHOICE Act 2.0
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— MBA Letter on Joint Support for House PACE Legislation
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— Coalition Letter to HUD on Energy Benchmarking Information Collections
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— MBA Letter on Presidential Executive Order on Core Principles for Regulating the United States Financial System
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— MBA Letter to HUD on Single Family Loan Quality Assessment Methodology (Defect Taxonomy) and Loan Review System (LRS)
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— MBA - Coalition Letter to House and Senate Appropriators on Supporting Affordable Rental Housing
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— MBA Letter to HUD on Docket No. FR-6001-N-02; “60-Day Notice of Proposed Information Collection: FHA-Insured Loan Servicing Involving the Claims and Conveyance Process, Property Inspection/Preservation”
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— MBA Letter to HUD on Property Assessed Clean Energy (PACE) loans
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— MBA Letter to FHFA on Chattel Financing of Manufactured Homes Request for Input
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— MBA Letter on Flood Insurance Legislation
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— Comments Addressing Information Reporting on Modified Mortgages
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— MBA Letter to the CFPB on Request for Information Regarding Consumer Access to Financial Records
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— MBA Letter on Cybersecurity Requirements for Financial Services Companies
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— MBA Letter on Housing Counseling Funds
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— MBA Letter on Mnuchin Confirmation
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— MBA Letter on Exploring Special Purpose National Bank Charters for Fintech Companies
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— MBA Comments on Joint Notice of Proposed Rulemaking on Loans in Areas Having Special Flood Hazards - Private Flood Insurance
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— MBA Letter to the CFPB on RESPA
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— MBA Comments on HUD Federal Flood Risk Management Standards Proposed Rule
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— MBA Letter to HUD on Notice of Energy Benchmarking Information Collection
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— MBA Letter to FHA on Project Approval for Single-Family Condominiums
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— MBA Letter on Amendments to the Capital Plan and Stress Test Rules
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— MBA Letter to HUD on 203(k) Consultant Fee
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— MBA Letter on AQB Second Exposure Draft
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— MBA Letter on NMLS System Comment Process
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— MBA Letter to CFPB on KBYO/TRID Proposal
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— MBA Letter to CFPB on Database Dispute Function
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— MBA Comments for Capital Requirements for Supervised Institutions Significantly Engaged in Insurance Activities
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— MBA Letter on HECM Optional Election
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— MBA Supports UT DRE UST Adoption
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— MBA DOE PACE Letter
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— MBA Comments on HUD Proposed Small Area Fair Market Rents – 8-15-16
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— MBA - Coalition Letter to USDA RHS Supporting Rural Multifamily Section 538 Program - 8-12-2016
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— MBA Letter re: Net Stable Funding Ratio: Risk Measurement and Disclosure Requirements
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— MBA Comments on Proposed on Net Stable Funding Ratio Rule
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— MBA Letter to HUD on HECM Proposed Rule
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— MBA Letter to CFPB on PACE Loans
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— MBA GSE Reform Letter
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— MBA Title I FHA Single Family Housing Policy Handbook Comments
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— HR2121 Floor Support Letter
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— T-HUD FY17 House letter
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— 5-2-16 MBA Comment Letter to NMLS on Attestations
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— MBA Comments on Revised FHA Annual Lender-Level Certification
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— MBA Letter to FHA Annual Lender-Level Certification
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— MBA Letter on FHA Servicing Handbook
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— MBA Letter to Senate Banking Commitee Regarding Cordray's Testimony
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— MBA Letter on Appraisal Foundation
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— MBA Letter on Proposed Changes to Appraisal Foundation
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— MBA Requests HVCRE Meeting with Regulators
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— MBA Letter to FHFA on Duty to Serve Proposed Rule
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— MBA Letter to FHA on Single-Family Housing Policy Handbook Clarifications
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— MBA Letter to HUD on Updating FHA Assumption Policy
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— MBA Letter to Basel Committees Step-in Risk
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— MBA Letter to HUD on Changes in Certain Multifamily Mortgage Insurance Premiums
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— MBA Comment on the FTC's Holder Rule
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— MBA Letter to the SEC on Amended FINRA Proposed Rule 4210 regarding Multifamily Rental Housing Finance and Margin Requirements for the TBA Market
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— MBA Supplemental Comment Letter regarding Multifamily Rental Housing Finance on Proposed SEC/FINRA Rule to Establish Margin Requirements for the TBA Market
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— CFPB Director Cordray's Letter to MBA on TRID
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— MBA Asks CFPB for Guidance on TRID Cures
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— MBA Follow‐up Letter to SEC for Single Family Rental ABS Meeting with Risk Retention Regulators
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— MBA Comment Letter on Proposed SEC/FINRA Rule to Establish Margin Requirements for the TBA Market
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— MBA-Led Coalition Letter Warns Federal Banking Agencies about HOA Super Priority Lien Dangers
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— MBA Comments on Proposed FHA Annual Certification
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— Coalition Letter to Extend Public Comment Period on SEC FINRA Proposed Margining Rule
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— MBA Submits Letter to Colorado Division of Real Estate in Support of Regulations Proposing UST Adoption
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— MBA Joins Amicus Brief in PHH Case
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— MBA Comments on Revised FHA Loan-Level Certification
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— Joint Letter to House Financial Services Committee Urging Congress to Block FHFA's Proposed FHLB Rule
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— MBA Comments to CSBS on Proposed Changes to the NMLS Licensing Forms and Mortgage Call Report
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— MBA Comments on CFPB Consumer Complaint Database Normalization
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— MBA Comments on CFPB's Request for Information Regarding the Consumer Complaints Database
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— MBA Comments on Basel Committee on Banking Supervision's "Interest Rate Risk in the Banking Book" Document
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— MBA Letter to NAIC Supporting the Proposal to Modify Life Insurance C‐1 Asset Risk‐Based Capital Requirement for Commercial Real Estate
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— Letter to CFPB on Section 342 Final Standards for Assessing Diversity with Regulated Entities
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— MBA Letter to IRS Addressing IVES Delays
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— MBA Asks CFPB for Guidance on MSAs
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— MBA Letter to HUD Requesting FHA Single Family Handbook Clarifications
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— Joint Trades "Statement of Principles" on HOA Super Priority Liens
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— MBA Comment on Department of Labor's Proposed Overtime Rule
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— MBA Fact Sheet on New Minimum Standards for Appraisal Management Companies
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— MBA Comments on Proposed FHA Loan-Level Certification
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— MBA Letter to CFPB Supporting TRID Implementation Delay While Urging Robust Good Faith Period for Implementation and Enforcement
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— MBA Comments on CFPB's Proposed TRID Delay
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— MBA Letter to HUD on Small Area Fair Market Rents (SAFMRs)
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— MBA -- PwC White Paper: "The Changing Dynamics of the Mortgage Servicing Landscape"
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— MBA Letter to Senate Appropriations Committee Leadership Outlining the Association's Priorities for the HUD Appropriations Bill
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— MBA Comment Letter to CSBS Regarding their Proposed Non-Bank Servicer Prudential Standards Model
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— Joint State Association Comment Letter to CSBS Echoing MBA's Position on CSBS' Proposed Non-Bank Servicer Prudential Standards Model
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— MBA Releases Fact Sheet on Federal Inter-Agency Standards for Diversity and Inclusion
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— Coalition Letter to House Financial Services Committee Leadership Supporting Legislation Granting Reasonable "Grace Period" for TRID Implementation
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— Coalition Letter to House of Representatives Supporting HUD Appropriations Bill Amendment Blocking HUD's Disparate Impact Rule
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— MBA Utilizes Mortgage Call Report Comment Letter to NMLS to Again Call for Uniformity in State Data Reporting Requirements
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— MBA Letter to HUD Secretary Castro on the Draft MAP Guide
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— Joint Trade Letter to Key House Subcommittee Supporting the Provision of Resources to the Rural Housing Service Program
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— MBA Letter to CFPB Commenting on the Bureau's Request for Information Regarding the Complaint Database
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— MBA Letter to Senate Banking Committee Chairman Outlining Support for Mortgage-Related Provisions of Financial Regulatory Improvement Act of 2015
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— Coalition Letter to House Sponsors in Support of H.R. 2362 (Medical Debt Relief Act of 2015)
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— MBA Letter to HUD on the Draft MAP Guide
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— MBA Statement Before House Financial Services Subcommittee on Costs and Benefits with TILA-RESPA Integrated Disclosure Rule Changes
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— MBA Letter to HUD on Requirements for Capital Needs Assessments (CNA), Estimated Reserve for Replacements (R4R) and Energy Audits
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— MBA Letter to Rural Housing Service on Proposed Changes to Single-Family Housing Guaranteed Loan Program
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— MBA Letter to Basel Committee Concerning Guidance on Accounting for Expected Credit Losses
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— MBA Letter to House Appropriations Committee Outlining MBA's HUD Appropriations Priorities
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— MBA Testimony Before Senate Banking Committee on Regulatory Burdens to Obtaining Mortgage Credit
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— MBA Letter to House Financial Services Subcommittee in Support of Three Legislative Proposals to Improve CFPB Oversight and Governance
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— Basel III HVCRE Final Rule: Agency Meeting Follow-Up Letter
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— MBA Letter to FASB Letter Suggesting Technical Correction Language for Return of Accounts Provision
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— MBA Letter to CFPB Urging Re-Examination of their Mortgage Rules to Increase Access to Credit for all Qualified Borrowers
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— Joint Trade Letter re: Revisions to the Standardised Approach for Credit Risk
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— Coalition Letter to House Subcommittee Urging Continuation of FHA Refinancing Ban on Eminent Domain Mortgage Seizure
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— Coalition Letter to Senate Subcommittee Urging Continuation of FHA Refinancing Ban on Eminent Domain Mortgage Seizure
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— MBA Letter to FHA Requesting Effective Date Delay for Single-Family Handbook
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— Revisions to the Standardised Approach for Credit Risk
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— MBA Letter to Basel Committee on Proposed Risk Weights of Credit Exposures under the Standardized Approach
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— MBA Letter to Basel Committee on Design of a Capital Floor Framework Based on the Standardized Approach
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— MBA Letter to FHFA on Proposed Minimum Financial Requirements for Seller/Servicers
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— MBA Letter to House Financial Services Committee Supporting Points and Fees Fix (Mortgage Choice Act)
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— Coalition Letter to House Financial Services Committee in Support of H.R. 601 (Eliminate Privacy Notice Confusion Act)
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— MBA Letter to House Sponsors in Support of H.R. 650 (Preserving Access to Manufactured Housing Act)
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— Comments on Proposed Uniform Act
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— Coalition Letter to CFPB Seeking Written Guidance on TRID Along with Restrained Enforcement and Liability
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— Coalition Letter to Senate Budget Committee Supporting Legislative Amendment to Prevent G-Fee Use to Offset Unrelated Spending
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— MBA Letter to CFPB on Proposed National Servicing Rule Amendments
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— MBA – MD MBA Letter to MD Regulator on Proposed Mortgage Servicing Rights Regulation
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— MBA Letter to FHA Opposing Proposal to Charge Lenders an Administrative Support Fee
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— MBA – New York MBA Letter to New York Attorney General Raising Concerns over State Vacant and Abandoned Property Legislation
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— MBA – New York MBA Letter Attachment (March 4, 2015): "Principles to Expedite the Foreclosure Process for Vacant and Abandoned Properties"
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— MBA Letter to CFPB Urging Intake Process Revisions for Complaint Database
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— MBA Letter to State Regulators Requesting Clarity on Privilege Protection for New Information Required in NMLS’ Mortgage Call Report
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— Coalition Letter on FEMA Proposed Changes to Standard Flood Hazard Determination Form
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— MBA – NCSHA letter to CFPB Seeking LO Comp Rule Clarification on HFA Loans
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— MIP Review Multifamily Letter
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— HVCRE Supplemental Letter
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— Letter to CFPB Urging Suspension of Mortgage Rate Checker Tool
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— Letter to FHFA Opposing their FHLB Membership Proposal
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— Letter to U.S. Senate Advocating Passage of TRIA
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— Letter to House Advocating Passage of TRIA
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— Letter to CFPB re: No-Action Letters
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— MBA-CMBA letter to San Francisco Controller
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— Letter to House Urging Tax Extenders
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— Letter to FHA Requesting Outline of FHA Handbook Policy Changes
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— Joint Letter to NYDFS Opposing Proposed LPI Tracking Changes
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— Letter to HUD Seeking Clarification on Refinance Loan Guidance in FHA Handbook
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— Letter to CFPB Urging Modification to TILA-RESPA Integrated Rule
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— Letter to FHFA Urging Consideration of Alternative Credit Score Models
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— Joint Letter to PCAOB on Staff Consultation Letter on Fair Value Measurements
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— Coalition Letter to CSBS Urging Delay for MCR Changes
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— Joint Trades Letter to CFPB on HMDA Proposal
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— MBA Letter to CFPB on Multifamily Aspects of HMDA Proposal
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— Letter to FHFA on Proposed GSE Housing Goals
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— Letter to FHFA IG Opposing Recommended Seller/Servicer Auditor Rotation
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— Joint Letter to IASB on Proposed Dynamic Hedge Accounting Rule
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— Letter to HUD on Proposed FHA Defect Taxonomy
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— Letter to Moody's on Proposed MBS Credit Rating Model
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— Letter to FHFA Supporting GSE Single Security
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— Letter to IASB on Proposed Dynamic Hedge Accounting Rule
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— Joint Letter to FHA on 203(k) Draft Handbook Sections
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— Letter to CFPB Urging Bureau to Abandon Complaints Database Proposal
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— Joint Letter to CFPB Urging Authoritative Guidance on RESPA-TILA Implementation
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— Letter to FHFA on Strategic Plan 2015-19
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— Joint Letter to OR Regulator Supporting Proposed UST and MCR Adoption
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— Letter to Federal Reserve on FR Y-14Q Reporting
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— Letter to TMPG on Multifamily Agency Securitization
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— Letter to FHFA Opposing Arbitrary G-Fee Increases or LLPAs
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— Letter to FHFA on PMIERs Proposal
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— Joint Letter to FHA Urging Removal of Face-to-Face Meeting Requirement
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— Letter to FHA on FHA Handbook QC Draft Section
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— Joint Letter to Ginnie Mae on Potential Conversion of MBS Programs
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— Letter to Treasury on Barriers to PLS Market Recovery
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— Letter to FHA on Ways to Improve Foreclosure Timelines and Conveyance Process
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— Joint Letter to FHFA Opposing Further GSE G-Fee Increases (Added Signatories)
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— Joint Letter to FHFA Opposing Further GSE G-Fee Increases
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— MBA Ltr to FHA Requesting Time Extension for Feedback on QC Handbook Draft
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— Letter to FHA on HAWK Proposal
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— Letter to CFPB on Proposed Changes to Annual Privacy Notice Reqs
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— Letter to CFPB on DTI Cure and Correction Procedures for ATR/QM
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— Letter to FHA on Proposed Supplemental Performance Metric
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— Joint Letter Cautioning Interagency Group on Proposed AMC Rule
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— Letter to VA on Department's Interim Final QM Rule
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— Letter to HUD and USDA on Requirement for New Construction Loans
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— Letter to Maine DPFR in Support of UST
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— Coalition Letter to FASB and IASB on Financial Instruments Accounting
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— Letter on Liquidity Coverage Ratio
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— Joint Letter to HUD on FHA Private Transfer Fees
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— Letter to FASB Supporting Proposed Classification of FHA Loans in Foreclosure
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— Joint Letter to HUD Questioning FHA 2014 Loan Limits
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— Letter to HUD Asking for Reexamination of FHA's MIP Structure
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— Joint Letter to CFPB Seeking Postponement of Closing Process Study
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— Letter to CFPB on Proposed Standards for Assessing Diversity with Regulated Entities
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— Joint Letter to HUD Seeking Flood Mitigation Reaffirmation for 203(k) Program
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— Letter to Regulators on LCR Exposure Treatment for Escrow Accts and Non-Bank Servicers
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— Letter to OCC on Unintended Consequences of Best Practices Doc
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— MBA Testimony on QM Rule's Harm to Prospective and Current Homeowners
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— Coalition Letter to HUD on FY 2014 Loan Limit Appeals
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— Letter on HUD Small MF Building Initiative
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— Letter to FHA Requesting Reasonable Diligence Demand Ltr Recission
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— MBA Testimony on Small Lender Secondary Market Access
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— MBA Testimony on Govt Guarantee for MBS
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— MBA Testimony on Multifamily Housing Finance Reform
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— MBA Testimony on PATH Act
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— MBA Testimony on ATR-QM Rule
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— MBA Testimony on TRIPRA Extension
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— MBA Testimony on Reforming FHA
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— MBA Testimony on Addressing the FHA Financial Condition and Program Challenges
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— Letter to Regulators on C/MF Credit Facilities under Basel III LCR
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Ben Test
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MBA Support Letter to Senate Banking Committee re. Brian Montgomery to be HUD Deputy Secretary
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