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New and Notable:

Congratulations to MBA's Bill Killmer and Tallman Johnson, named as The Hill's Top Lobbyists
MBA lobbyists earned inclusion on The Hill's Top Lobbyists for 2021 list. This recognition speaks to the effectiveness of the entire Legislative and Political Affairs team, which has excelled again this year in advocating for our members and the consumers and communities they serve.
Homeowner Assistance Fund's (HAF) New Federal Program
The Homeowner Assistance Fund (HAF) is a new federal program to help homeowners who are experiencing financial hardships after January 21, 2020. Funds from the HAF may be used for assistance with mortgage payments, homeowner's insurance, utility payments, and other specified purposes. A large majority of states are running this program through their state's housing finance agency (HFA). The National Council of State Housing Agencies has a map of all state HAF programs.

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MBA Mortgage Rates

  1/7 12/31
30-Year Jumbo 3.42 3.31
30-Year Fixed-Rate 3.52 3.33
15-Year Fixed-Rate 2.73 2.60
5-Year ARM 3.03 2.45
FHA 203 (b) 3.50 3.40