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New and Notable:

MBA’s Advocacy Enables Positive Changes to False Claims Act Proposal!
As a direct result of consistent MBA advocacy, an Amendment in the Nature of a Substitute (AINS) to S. 2428, the “False Claims Amendment Act,” was the text recently considered by the Judiciary Committee. The amended proposal included substantial changes to the original bill that will protect lenders from being exposed to lengthy litigation and monetary penalties. Learn more about this update, why it matters and what’s next.
Homeowner Assistance Fund's (HAF) New Federal Program
The Homeowner Assistance Fund (HAF) is a new federal program to help homeowners who are experiencing financial hardships after January 21, 2020. Funds from the HAF may be used for assistance with mortgage payments, homeowner's insurance, utility payments, and other specified purposes. A large majority of states are running this program through their state's housing finance agency (HFA). The National Council of State Housing Agencies has a map of all state HAF programs.

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MBA Mortgage Rates

  12/3 11/26
30-Year Jumbo 3.33 3.27
30-Year Fixed-Rate 3.30 3.31
15-Year Fixed-Rate 2.62 2.63
5-Year ARM 2.98 2.48
FHA 203 (b) 3.35 3.42