Ginnie Mae Policies and Programs
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Ginnie Mae serves as the backbone of the government lending market, as it attracts funds from the global capital markets to facilitate mortgages provided to low- and moderate-income borrowers, servicemembers and veterans, and rural households. It does
so by providing a full-faith-and-credit federal guaranty on securities backed by loans insured or guaranteed by FHA, VA, and USDA. As Ginnie Mae's outstanding volume of guaranteed securities has nearly doubled in the past decade, the importance of
ensuring its well-functioning operations has only risen. MBA has advocated for funding that supports technological enhancements and platform improvements at Ginnie Mae, as well as for policies that ensure smooth market functioning and set transparent
expectations of issuers.
Recent MBA Activity Related to Secondary and Capital Markets Issues
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MBA Letter to HUD on FY25 Budget Request
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MBA Joint Letter to Federal Reserve on Rate Path; MBS Plans
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MBA Coalition Letter on FHFA Suspended Counterparty Program NPR
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MBA Coalition Letter on FHFA Suspended Counterparty Program NPR (State MBAs)
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MBA Comment Letter to House Leadership on GSE Pricing
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MBA Comment Letter to House Ways and Means Committee on H.R. 3936, H.R. 3937, and H.R. 3938
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MBA Comment Letter on HFSC Markup of GSE Pricing Legislation
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Real Estate Coalition Letter on Debt Ceiling
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MBA Comments: FHLBank System at 100: Focusing on the Future – Request for Input
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MBA Letter to FHFA on Eligibility Requirements for GSE Servicers
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School of Mortgage Banking III: October 2024: Online
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School of Mortgage Banking II: November 2024: Online
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School of Multifamily Mortgage Banking: November 2024: Houston, TX
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2024 CRE Private Credit Finance Summit
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School of Mortgage Banking I: December 2024: Austin, TX
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School of Mortgage Banking II: December 2024: Austin, TX
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Master the Art of Pricing and Rate Lock Strategies
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School of Mortgage Banking I: January 2025: Online
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Introduction to Mortgage Banking: January 2025: On Demand
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School of Mortgage Banking II: February 2025: Online