Advocacy and Policy

As the leading voice for our industry, we offer a comprehensive view of policy implications in the real estate finance space. We rely on our diverse membership to provide the practical knowledge that makes a real difference on the issues that matter most to the economy, real estate finance industry and its customers.

Explore our active issues by market focus or make a difference today by being an industry advocate. 

Spotlight on What is New and Important Right Now

  1. Register for MBA's Annual Convention & Expo to hear from three political powerhouses - Governor Chris Christie, Governor Terry McAuliffe and moderator of CBS News' Face the Nation Margaret Brennan - this promises to be a packed house!

  2. On August 14, HUD published a re-proposal of its updated FHA annual lender certification. The re-proposal, which is significantly streamlined from an earlier version, incorporates many recommendations set forth by MBA and a coalition of leading trade associations. MBA President and CEO Bob Broeksmit commended HUD for this important step to provide FHA lenders with greater clarity and certainty.

  3. Last Thursday, the GSEs announced changes to the Uniform Residential Loan Application (URLA) that include removing a language preference question which was opposed by MBA. Other technical and formatting changes will also be made. To provide industry participants time to make necessary changes, the mandatory use of the redesigned form will no longer be February 1, 2020. The GSEs will work with industry stakeholders to develop a new implementation date.

  4. Federal banking agencies have published a notice of proposed rulemaking (NPR) on the treatment of land development loans under the High Volatility Commercial Real Estate (HVCRE) Rule's "one-to four-family residential properties" exclusion. The comment period closes on August 22, 2019. The proposal expands on the agencies' September 2018 HVCRE notice of proposed rulemaking, which remains outstanding. MBA submitted comments on the earlier proposal on November 27, 2018, and will also submit comments in response to the new notice of proposed rulemaking. . 

Ways to Get Involved and Make a Difference