Residential Mortgage Resources
MBA supports residential mortgage lending every day through advocacy and regulatory outreach, industry data, networking opportunities, industry-specific education, news and much more.
We invite residential mortgage banking professionals to use this page as a one-stop shop to advance their business and their industry with MBA. Not an MBA Member? Join today.
Residential Members Get Access to Top Industry Research
Your participation helps the industry succeed. Learn how by participating in a members-only committee.
Focus: The Role of the Independent Mortgage Bank
Today's IMB sector is well-regulated and plays a crucial role in serving the core of the single-family mortgage market with sustainable mortgage products through all economic cycles.
Latest Residential News
January Jobs Report Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s reaction to this morning’s U.S. Bureau of Labor Statistics report on employment conditions in December.
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 9.0 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 27, 2023.
FOMC Commentary from MBA's Mike Fratantoni
The following is MBA SVP and Chief Economist Mike Fratantoni’s commentary following the Federal Reserve’s FOMC statement released this afternoon on monetary policy and the economy:
Mortgage Application Payments Fall 2.9 Percent to $1,920 in December
Homebuyer affordability improved in December, with the national median payment applied for by purchase applicants decreasing 2.9 percent to $1,920 from $1,977 in November. This is according to the Mortgage Bankers Association's (MBA) Purchase Applications Payment Index (PAPI), which measures how new monthly mortgage payments vary across time – relative to income – using data from MBA’s Weekly Applications Survey (WAS).
MISMO Issues Application Threshold Decision Model and Whitepaper
MISMO®, the real estate finance industry's standards organization, today introduced the Application Threshold Decision Model and Whitepaper.
MBA Statement on the Biden Administration’s Announcement on Rental Tenant Protections and Affordability
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Biden Administration’s action items announcement today on rental tenant protections and affordability:
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 7.0 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 20, 2023. This week’s results include an adjustment for the observance of Martin Luther King, Jr. Day.
Share of Mortgage Loans in Forbearance Remains Flat at 0.70% in December
The Mortgage Bankers Association’s (MBA) monthly Loan Monitoring Survey revealed that the total number of loans now in forbearance remained flat relative to the prior month at 0.70% as of December 31, 2022. According to MBA’s estimate, 350,000 homeowners are in forbearance plans.
MISMO Introduces Loan Limit API Specification
MISMO®, the real estate finance industry's standards organization, today announced the release of the FIPS Code Lending Limit API Specification, which illustrates how to define an API for searching lending limits based on a property’s postal code and county name.
MBA Statement on FHFA’s Enhancements to the GSEs’ Radon Standards for Multifamily Properties
MBA President and CEO Bob Broeksmit, CMB, released the following statement regarding the Federal Housing Finance Agency's (FHFA) announcement of its enhancements to Fannie Mae’s and Freddie Mac’s (the GSEs) radon standards for multifamily properties