Bank Portfolio Lenders
Bank portfolio lending is an important capital source for financing commercial and multifamily properties.
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MBA supports policies that enhance banks’ ability to lend in local communities, that promote balanced regulatory and examination regimes and provide flexibility to address all economic conditions. We recommend that banking regulators use a transparent and flexible examination approach that avoids a one-size-fits-all methodology. MBA also advocates for banking laws and regulations, including CRA, to be implemented in ways that do not unduly impair the ability of banks to engage reasonably in commercial real estate finance.
Learn More about Our Position
- Read our Full Issue Brief on Bank Policy
Recent MBA Activity Related to Bank Portfolio Lenders
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MBA Joint Trade Letter on FSOC’s Proposed Guidance on Nonbank Financial Company Designations
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MBA Comment Letter on FSOC’s Proposed Guidance on Nonbank Financial Company Designations
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MBA Statement for the Record for Senate Banking Hearing with Banking Agencies
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MBA Joint Trades Letter to Banking Agencies on Basel III Re-proposal Mortgage Impacts
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MBA Support Letter to Senate Banking Committee on Nomination of Travis Hill to be FDIC Chairman
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Coalition to Insure Against Terrorism Letter in Support of TRIA
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MBA Letter in Support of the Nomination of Jonathan McKernan for Undersecretary of Domestic Finance
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MBA Letter to Federal Banking Agency on Mortgage Origination and Servicing
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MBA Letter to HUD to Roll Back the Debt Service Coverage Ratio
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MBA Letter to Treasury and HUD on its Concerns Regarding the Federal Financing Bank (FFB) Risk-Sharing Program
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Related MBA Events
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School of Multifamily Mortgage Banking: June 2026: Online
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Understanding Tax-Exempt Private Activity Bonds in Affordable Housing Finance
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Introduction to Commercial/Multifamily Real Estate: June 2026: On Demand
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School of Multifamily Property Inspections: July 2026: Online
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Assessing Commercial/Multifamily Physical and Environmental Risk: July 2026
Read MBA's Summary of the Basel III Bank Capital Proposal
This MBA summary outlines the Banking Agencies’ Proposed Changes to Bank Capital Requirements for banks with assets of $100 billion or more. Learn more.
