Member White Papers

Disclaimer: The views and opinions expressed in the papers posted on this site are those of the authors and do not necessarily reflect the official policy or position of the Mortgage Bankers Association or its subsidiaries. All postings are made pursuant to the White Paper Submission guidelines. To report a violation of these guidelines, visit the MBA Help Desk.

Report: Analysis of Inspection Request Scheduling for Property Preservation Companies
By: Safeguard Properties

Drafting Your Dream Team: A Study of What Makes Top-Performing LOs Tick and What Makes Them Jump Ship
By: Floify

Management of AI and Machine Learning in the Residential Mortgage Industry
By: Dark Matter Technologies

Mortgage Pipeline Hedging 101
By: Mortgage Capital Trading (MCT)

Margin Management Best Practices
By: Mortgage Capital Trading (MCT)

The Property Line: Redefining Troubled Waters - Navigating Distressed Loans in Today's Market
By: Seyfarth

By: Seyfarth

Transforming the Mortgage Industry with Lending Intelligence

A Framework for Achieving Positive ROI on Mortgage Technology Investments
By: The Certified Mortgage Banker Technology Committee

A Definitive ROI Guide to Evaluating Risk & QC Tech Stacks
By: The Certified Mortgage Banker Technology Committee

2023: Weather, Climate, and Catastrophe Insight
By: Aon

Lender Perspectives on Property Assessed Clean Energy (PACE) Loans
By: Seyfarth

The Effect of US Sanctions Against Russia on Commercial Real Estate Documentation
By: Seyfarth

By SimpleNexus

2021 Weather, Climate and Catastrophe Insight
By: Aon

Reducing Racial Bias in Home Appraisals Using Automated Valuation Technology
By: HouseCanary

The Mobile "Must-Haves" Reshaping Mortgage Technology
By: SimpleNexus

Consumer Complaints Report for the Financial Services Industry
By: PerformLine

FHFA Releases Multifamily Caps for Fannie Mae and Freddie Mac
By: Seyfarth

Mortgage Origination Landscape: Transforming Financial Services Operations with digitalCOLLEAGUE

Measuring Consumer Resilience to Economic Stress Using the FICO® Resilience Index

FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy

The State of Automated Valuation Models in the Age of Big Data
By: Valuation Analytics Workgroup 

Consumer Lending Institutions Play an Important Role in the Coronavirus Response
By: PwC

Using Conversational AI to Increase Customer Satisfaction and Retention
By: Sutherland Mortgage Services

Mortgage and Blockchain: Ready for Disruption?
By: Accenture Credit Services

Reshaping Consumer Lending with Artificial Intelligence 
By: Tavant Technologies

Actions to Drive Effective Change in Financial Services
By: KPMG Financial Services Regulatory Insight Center

A New Age in Mortgage: Selected Insights
By: Oliver Wyman

5 Strategic Considerations for Financial Institutions in 2017
By: RSM, March

Collaboration in Today's TRID Environment
By: Simplifile

Consumer Financial Protection Bureau - Five-Year Retrospective
By: Mayer Brown LLP

Data - The Heart of Stress Testing
By: Situs

Mortgage Finance: The Importance of an Effective Quality Control Program
By: Stewart