Independent Mortgage Bankers (IMB) Fact Sheet
Today's IMB sector plays a crucial role in serving the single-family mortgage market with sustainable mortgage products through all economic cycles. IMBs are non-depository institutions that typically focus exclusively on mortgage lending. Mortgage bankers have originated and serviced loans since the 1870s, and IMBs have been an important component of the mortgage market for more than a century. Over the past decade, IMBs have become the primary source of mortgage credit for low- and moderate-income, as well as minority, homebuyers.
Read the IMB Fact Sheet

Independent Mortgage Banks: Financing the American Dream
Inside you will find:
- Basic facts about IMBs
- More about the IMB business model
- IMBs' role in evolving market dynamics
- How IMBs are thoroughly regulated
Read the IMB Policy Spotlight

Independent Mortgage Banks and Community Reinvestment Requirements: A Solution in Search of a Problem
Inside you will find:
- A Summary
- The Massachusetts CRA Experiment
- Better Policy Choices