State and Local Issues for the Real Estate Finance Industry
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MBA continues to track legislation for its members and provide biweekly reports on legislation impacting the mortgage industry. Members can log in to MBA's state legislative database to track legislation and view biweekly reports, here.
Members who would like to join the State Legislative & Regulatory Committee (SLRC) may add the committee through the MBA member portal or reach out to Liz Facemire ([email protected]). The SLRC meets monthly to review and discuss key trends across all states with our state partner associations.
State Legislative & Regulatory Resources
Key Residential Policy Issues
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- Artificial Intelligence (AI)
- Community Reinvestment Act
- CSBS Prudential Standards
- Data Protection Issues
- Deed Fraud
- Foreign Ownership
- Licensing Flexibility / Remote Work
- Remote Online Notarization
- "Statement of Principles" on Homeowners Association Super Priority Liens
- "Principles to Expedite the Foreclosure Process for Vacant and Abandoned Properties"
Key Commercial/Multifamily Policy Issues
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- Building Performance Standards
- Rent Control
- Tax Abatements for Multifamily Housing (Updated January 2026)
- Commercial/Multifamily State Licensing Resource (Updated October 2025)
- Additional Resources
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