State and Local Issues for the Real Estate Finance Industry
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MBA continues to track legislation for it’s members and provide biweekly reports on legislation impacting the mortgage industry. Members can login to MBA's state legislative database to track legislation and view biweekly reports, here.
Members who would like to be added to the State Legislative & Regulatory (SLRC) committee, you may add the Committee through your member portal or reach out to Liz Facemire ([email protected]). The SLRC meets monthly to review and discuss key trends across all states with our state partner associations.
State Legislative & Regulatory Resources
Key Residential Policy Issues
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- Artificial Intelligence (AI)
- Community Reinvestment Act
- CSBS Prudential Standards
- Data Protection Issues
- Deed Fraud
- Foreign Ownership
- Licensing Flexibility / Remote Work
- Remote Online Notarization
- "Statement of Principles" on Homeowners Association Super Priority Liens
- "Principles to Expedite the Foreclosure Process for Vacant and Abandoned Properties"
Key Commercial/Multifamily Policy Issues
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- Building Performance Standards
- Rent Control
- Tax Abatements for Multifamily Housing (Updated May 2025)
- Commercial/Multifamily State Licensing Resource (Updated October 2025)
- Additional Resources
Additional State-Related Resources
- Links to State Legislatures
- Links to State Mortgage Banking Regulators (Agency Websites and Industry Licensing)
- Links to State Policymaker Groups and Associations
Related MBA Events
