COMPLIANCE CONVERSATIONS TRACK: Compliance in the Evolving Fair Lending Landscape

Managing Partner, Garris Horn LLP

Richard Horn, managing partner at Garris Horn LLP, is a former senior counsel and special advisor in the Consumer Financial Protection Bureau’s Office of Regulations and a former senior attorney at the Federal Deposit Insurance Corporation. He led the CFPB’s design of the TRID disclosures and the qualitative and quantitative consumer testing of those disclosures. As a key architect of the TRID rulemaking, Horn is one of the foremost experts on the rule. He represents companies dealing with the CFPB and other federal and state regulators in supervisory and enforcement matters. Horn also advises companies regarding compliance with federal and state consumer financial protection laws, including TRID, RESPA Section 8, ATR/QM, loan originator compensation, privacy, and other laws.

Partner, Mayer Brown LLP

Kris Kully is a partner in Mayer Brown’s Washington DC office and a member of the Consumer Financial Services group. She concentrates her practice on federal and state regulatory compliance matters affecting providers of consumer financial products and services, particularly residential mortgage loan origination and servicing.