DATA PRIVACY, SECURITY & AI TRACK: AI In the Mortgage Industry

President/Chief Executive Officer, Secure Insight

Andrew Liput founded Secure Insight after 10 years of exploring answers to weaknesses he perceived in the area of risk management in the mortgage industry. He has spent more than two decades as an attorney and loss mitigation specialist. Andrew speaks about enhanced risk management to lenders around the country and is known as an authority on mortgage banking issues. He writes regularly on mortgage industry issues for The Mortgage Press and other publications, speaks about mortgage fraud issues at national mortgage banking conferences, and has hosted a widely read blog covering financial industry issues. Andrew also acts as a consultant to banks across the United States on issues such as repurchases, licensing, regulatory matters and loss mitigation arising from mortgage fraud.

Partner, Sheppard

AJ Dhaliwal is a partner in the Washington D.C. office of Sheppard LLP and co-leads the firm’s Consumer Finance and Fintech practice and Blockchain and Fintech team. He advises banks, fintech companies, mortgage lenders, and financial institutions on regulatory compliance, licensing, and complex transactions across the consumer finance and payments sectors. Dhaliwal regularly counsels clients on bank–fintech partnerships, lending and servicing models, money transmission and payments regulation, digital assets, and emerging financial technologies, including artificial intelligence. His practice frequently involves helping companies navigate evolving federal and state regulatory frameworks and structuring innovative financial products in a compliant manner. He works with clients across the financial services ecosystem to develop and launch new financial products, address regulatory examinations and enforcement matters, and manage multistate licensing strategies for lending, payments, and digital asset activities.

Partner, Orrick, Herrington & Sutcliffe, LLP

Caroline Stapleton, a partner at Orrick, advises financial institutions, including mortgage lenders, on regulatory compliance, supervision, and enforcement matters at the federal and state levels. Caroline has significant experience advising clients on the development and use of technology, including artificial intelligence, in the design, offering, and servicing of financial products. She also counsels clients regarding third-party risk management, including oversight of financial technology providers. Caroline has previously held roles at a federal banking regulator and in-house at a fintech company.

Vice President, Charles River Associates

Alex Stricker is Vice President at Charles River Associates (CRA) with 10 years of mortgage credit risk measurement and management experience. Mr. Stricker has experience with fair lending testing and regulatory compliance, credit risk analysis and pricing, and automated underwriting model development. Prior to joining CRA, he was a senior vice president at Countrywide Financial, where his responsibilities included fair lending statistical analysis, support, and the development and validation of capital models. Before that, he was a director with Fannie Mae.

Partner, Ballard Spahr LLP

Greg Szewczyk is a partner in Ballard Spahr’s Denver and Boulder offices and Practice Leader of the Privacy and Data Security Group. He is a lawyer who leverages over a decade of experience in high-stakes litigation to help companies assess risk and comply with the ever-expanding patchwork of state, federal, and international privacy and data security statutes and regulations. Szewczyk helps companies of all sizes, from Fortune 500s to start-ups, build and maintain their privacy and data security programs. He has advised hundreds of companies on a range of compliance issues, including the use of artificial intelligence, vendor management, and routine data processing matters arising in day-to-day business. He graduated from Harvard Law School and the University of Notre Dame.