Jason Bushby

Jason Bushby, Partner at Bradley, provides regulatory compliance, examination, enforcement, and litigation assistance to a range of financial services clients nationwide. On the compliance side, he assists financial services entities in ensuring their operations comply with applicable federal and state consumer financial laws. Bushby is knowledgeable about the mortgage origination and servicing regulations issued by the Consumer Financial Protection Bureau (CFPB), including the Mortgage Servicing Final Rules under Regulations X and Z, and the TILA-RESPA Integrated Disclosure Rule. He also advises clients on compliance matters related to a host of other federal and state regulations, including TILA, RESPA, FCRA, ECOA, and the FDCPA. As a part of his compliance practice, he routinely leads clients through gap analyses, risk assessments, and targeted reviews, and routinely reviews and provides feedback on policy and procedure documents, form notices, and training modules. On the examination and enforcement side, Bushby has advised some of the nation’s largest financial institutions in all aspects of their CFPB and other regulatory examinations. His work in this area includes conducting risk assessments, managing and responding to information requests, self-disclosing issues to the applicable regulatory body, working with examiners during on-site reviews, formulating examination strategies, and responding to Proposed Action and Request for Response (PARR) letters and other examination reports. Bushby defends financial institutions in investigations and enforcement actions initiated by the CFPB and other regulators. He can also assist with responding to complaints and allegations of regulatory violations made by borrowers, state attorneys general, and other regulatory bodies. On the litigation side, Bushby represents financial services clients in civil matters nationwide. He has represented financial services entities in a wide array of state, federal, and statutory law claims, including, but not limited to, claims under the FCRA, FDCPA, TILA, and RESPA. Bushby serves as counsel to the American Bankers Association. He is also a frequent speaker during webinars and trade association presentations on regulatory compliance issues.