Josh Prever

Joshua Prever is a litigation and regulatory attorney in Holland & Knight’s Fort Lauderdale office, where he advises financial institutions and financial technology companies on complex legal and regulatory challenges in the consumer lending and residential mortgage industry. With more than 15 years of experience, he represents large and small financial institutions, as well as emerging FinTech companies, under the oversight of federal and state regulators. A seasoned litigator, Prever defends clients nationwide in class actions, mass actions, and individual cases involving mortgage lending and servicing. He also counsels clients through federal and state regulatory inquiries and enforcement matters. Drawing on experience as both outside and in-house counsel, he provides practical guidance grounded in the operational and business realities financial institutions face as they adapt to evolving legal requirements. Prever is widely recognized for his work in the digital mortgage ecosystem, including electronic promissory notes (eNotes), eVaults, and remote online notarization (RON). He advises clients in mortgage origination, servicing, and default servicing on implementing fully digital loan processes while navigating the complex, evolving patchwork of state and federal laws governing electronic signatures and notarization. He advises clients in mortgage origination, servicing, and default servicing on implementing fully digital loan processes while navigating the complex, evolving patchwork of state and federal laws governing electronic signatures and notarization. He also regularly counsels financial institutions on regulatory compliance, loan servicing issues, and interactions with agencies, including the CFPB, OCC, Federal Reserve, and state regulators.