BREAKOUT SESSION: Managing Risk and Liquidity with Digital Collateral

Vice President, Strategic Growth, MISMO

Amy Moses is Vice President of Strategic Growth at MISMO. In this role, Moses oversees revenue associated with membership and sponsorship, working closely with the MISMO Community and the industry at large. Before MISMO, Moses was Vice President of Revenue at EscrowTab, a productivity tool for lenders, title and settlement. Moses has over 20 years of experience in the mortgage industry, with Moses was the Director of Marketing at MERSCORP Holdings (MERS), where she worked for 10 years and led the movement for eNote adoption. Moses’ first decade in the industry was at GMAC Mortgage in the subservicing and servicing realms. She holds an M.A. and a B.A. from the University of Northern Iowa. Moses is on the board of the Alcova Heights Community Association, served a 3-year term on the Board of Governors for the Maryland Mortgage Bankers and Brokers Association (MMBBA), was part of the 2023 MORPAC Steering Committee and volunteers her time with the Tripawds Foundation. Moses has been a speaker at the Michigan Mortgage Lenders Association (MMLA) mPower event, HousingWire Annual, and the National Notary Association’s Annual Conference and was named a 2022 HousingWire Marketing Leader.

Chairman of the Board and Chief Executive Officer, Click n’ Close, Inc

Jeff is Chairman of the Board, Chief Executive Officer of Click n’ Close, formerly known as Mid America Mortgage. Having been in mortgage banking since 1981, Bode founded and ran the original iteration of Mid America Mortgage in 1989, during which time he also became the first lender to develop an interface inside Calyx Point. In 2003, Bode sold Mid America to Aegis Mortgage and focused on developing Mortgage Machine, a proprietary loan origination system (LOS) and creating a tax lien business, which originated the highest amount of loans of all single-family tax lien companies in Texas in the first two years. He re-entered the mortgage market in 2007, and in 2010, he purchased Schmidt Mortgage Company and reorganized its operations to incorporate the loan production of another mortgage operating unit he managed prior to the acquisition, resulting in the re-emergence of Mid America Mortgage in December 2011. Mid America Mortgage was the first independent mortgage lender in the nation to implement electronic mortgage closings (eClosings) and electronic promissory notes (eNotes) throughout its retail, wholesale and correspondent divisions. In 2022, Mid America Mortgage sold the majority of its retail lending division and rebranded to Click n’ Close. Under Bode’s leadership, Click n’ Close has become a pioneer in the digital mortgage space. Click n’ Close is a direct-to-consumer, ultra-secure digital mortgage platform to get home buyers from application to closing within two weeks. With just a few clicks at closing, Click n’ Close puts keys in the home buyer’s hand in 15 minutes or less.

Associate Director of Capital Markets, Veterans United Home Loans

Jenna Gonzales is Associate Director of Capital Markets at Veterans United Home Loans, where she oversees credit policy and works with investors and agencies to support consistent loan performance. She joined Veterans United in 2020 and has more than 15 years of experience in the mortgage industry across operations, sales, compliance, and risk management. Her work focuses on aligning credit policy with current market conditions and managing risk across the portfolio. She is known for thoughtfully challenging existing guidelines and practices to expand access to credit where appropriate, with a focus on helping qualified borrowers access homeownership while maintaining strong loan performance. Based in the Kansas City area, Jenna is active in her community through organizations such as Harvesters, United Way, Bike MS, and Reach Out and Read KC.

Chief eServices Executive, DocMagic

As Chief eServices Executive, Brian D. Pannell drives digital transformation strategy, accelerating the adoption of technologies such as eClosing, eVaulting, eChattel, and eNotes. He develops and implements comprehensive web service-based solutions that integrate eSignatures, eNotarization, SMART Doc® generation, MERS® eRegistry, eRecording, and secure eVault storage into seamless, efficient workflows. Prior to joining the company in 2014, Brian held key positions at Fannie Mae and eSign Systems. Throughout his 18 year tenure at Fannie Mae, he worked tirelessly to further advance the adoption of digital solutions within the mortgage industry. His expertise in closing operations allows him to identify and resolve process inefficiencies, helping customers move beyond paper-based systems to fully digital solutions. As a recognized thought leader, frequent speaker, and member of several industry and “e-focused” Advisory Boards, Brian brings comprehensive insights and the unique ability to provide eBusiness solutions to multiple financial business channels. Solutions that continue to exceed the real-world expectations and needs of their business partners and consumers of their services.