Laura LaRaia, CMB, AMP

Laura LaRaia is Chief Legal Officer and Enterprise Risk Officer at MLD Mortgage, Inc., doing business as The Money Store. She has more than 25 years of experience in legal, compliance, and risk management within the financial services industry. LaRaia advises on complex regulatory and operational matters, manages litigation, and oversees outside counsel in fast-paced, highly regulated environments. Her practice includes negotiating agreements and advising on federal consumer financial laws and regulations, including TILA (QM/ATR, LO compensation, and TRID), RESPA, ECOA, FCRA, HMDA, and fair lending. She also has extensive experience with licensing, compliance auditing, marketing and advertising oversight, regulatory and consumer complaint management, and federal, state, and investor examination management. In addition, LaRaia’s work includes due diligence, quality control, and quality assurance programs, compliance risk assessments, and enterprise risk management for financial institutions.