Federal Housing Administration (FHA) Programs
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FHA provides mortgage insurance to support lending in the single-family market that disproportionately serves low- to moderate-income borrowers. As such, FHA helps make homeownership possible for many households that otherwise could struggle to obtain mortgage credit on affordable terms. MBA’s policy and advocacy efforts have focused on expanding the number of lenders participating in FHA-insured lending, promoting much-needed upgrades to FHA’s technology and operating systems, reforming FHA’s complex servicing requirements, and ensuring that FHA pricing appropriately balances consumer access to credit and taxpayer protection.
Recent MBA Activity Related to Government Lending
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MBA-NAR Joint Letter to GSEs and FHA on IPC Confirmation
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MBA Letter to CFPB on Fees for Instantaneously Declined Transactions
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MBA Letter to FHA on Permanent Loss Mitigation Waterfall
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MBA-Led Coalition Letter to SBC and HFSC on Trigger Leads Legislation
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MBA Letter on House Financial Services Committee Housing Bills Markup
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MBA Letter to VA on the Veterans Housing Stability Act of 2024
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MBA Comment Letter to VA on Minimum Property Requirements ANPR
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MBA Letter to Federal Trade Commission on Unfair or Deceptive Fees
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MBA Letter on H.R. 7024 Floor Vote
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MBA Joint Comment Letter in Support of H.R. 7024, the “Tax Relief for American Families and Workers Act of 2024”