FHA Policies and Programs

The FHA program serves a critical role in helping first-time and low- to moderate-income borrowers achieve homeownership throughout the country.

Overview: In the years following the financial crisis, the FHA program played a countercyclical role to help preserve the flow of mortgage credit. During that time, however, a number of lending institutions pulled back from the program due to concerns ranging from aggressive False Claim Act enforcement to complex servicing requirements to outdated technology and operating systems. MBA supports sensible reforms that would allow HUD to conduct proper risk management while ensuring that lenders benefit from clear, well-defined expectations.

Read More about Government Housing Program Resources

Read More about FHA Lender Certainty

Read More about FHA Servicing

Ways to Get Involved and Make a Difference