Jim Payne

Jim Payne is the Deputy Commissioner for Consumer and Mortgage Lending at the Kansas Office of the State Bank Commissioner (OSBC) and is appointed the Nationwide Multistate Licensing System (NMLS) Ombudsman with Conference of State Bank Supervisors (CSBS). The CML Division oversees nonbank entities across a range of industries, including licensing and examinations. Jim previously served as Director of Examinations, Director of Licensing, Regional Manager, and Financial Examiner with OSBC. As NMLS Ombudsman, Jim sits on the NMLS Policy Committee. He previously served as President of the American Conference of Uniform Consumer Credit Code States.