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BREAKOUT SESSION: Reimagining Mortgages: The Disruptive Power of AI in Shaping the Future of Home Financing

Wednesday, October 22, 2025 10:30 AM-11:00 AM Azure 5, Level 4
Breakout Session
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Everyone’s talking about the role of AI in mortgage transformation, but making it work is a different story. This session explores the hurdles and hard-won insights from AI implementation in origination and servicing operations. Leave with insight into other lenders’ experiences with AI, and ideas for how to improve your own implementation.

Speakers

Moderator

  • Photo of Renuka Kambli
    Renuka Kambli

    Senior Partner – Lending & Payments, Cognizant

    Renuka Kambli is a Senior Director within Cognizant Business Consulting’s Banking and Financial Services Practice. She has nearly 20 years’ experience and was recognized by Consulting Magazine 2022 as a Women Leader in Technology.

    • Speakers

  • Photo of Dino Lack
    Dino Lack

    EVP Technology, Xpanse

    Dino Lack is an accomplished C-level technology and product executive and entrepreneur with a 30-year record of driving digital transformation, specializing in financial services technology. He currently serves as EVP, Technology at Xpanse (a private FinTech), where he founded a division and scaled the team to over 150 members. His leadership history is defined by decisive, quantifiable results in establishing new technology organizations, driving innovation, and aggressively scaling up or down with a steady hand—including previously cutting a multi-hundred-million-dollar IT budget by half. An established product visionary, he has successfully led the cultural shift to Agile, pioneered many industry innovations, and previously built and sold a custom software development company.

  • Photo of Sedwin Vadukut
    Sedwin Vadukut

    Vice President & Head of Performance Excellence, Cotality

    Sedwin Sunny Vadukut serves as Vice President and Head of Performance Excellence at Cotality, where he leads enterprise-wide transformation initiatives focused on operational efficiency and strategic growth. With over 15 years of experience in performance improvement, Six Sigma, and technology strategy, he brings a proven track record of driving measurable impact through data-driven decision-making and cross-functional collaboration. Sedwin holds a postgraduate diploma in management from IMT Ghaziabad and completed executive education in disruptive strategy at Harvard Business School. Sedwin is passionate about driving measurable impact through data-driven decision-making and cross-functional collaboration. Known for aligning innovation with execution, he helps organizations scale with purpose and precision.

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