John Toohig

John Toohig is a Managing Director at Raymond James®, a Board Member and President of Raymond James Mortgage Company, Inc., and Head of the Whole Loan Group. John joined Raymond James® (formerly Morgan Keegan) in September of 2006. As manager of the Whole Loan Group, John’s primary responsibilities include day-to-day trading of whole loan packages, portfolio analysis, transaction management and the structuring of whole loans, participation, and various structured products. John’s product focus encompasses both seasoned and new production: residential mortgages (both QM and Non-QM), commercial mortgages, consumer lending, fintech lending, scratch and dent loans, and non-performing assets. Prior to joining the Whole Loan group at Raymond James, John was a part of the firm’s Taxable Banking platform where he was responsible for corporate debt transactions, trust preferred securities, sale-leaseback transactions and ABS transactions. Beyond his daily trading responsibilities, John is a regular speaker and content creator for various lending-related conferences and publications. He has presented at most of the major lending conferences including MBA National Secondary, SFIG Vegas / ABS West, CUNA Lending and more, and his commentary has also been featured in publications such as the Wall Street Journal, Forbes, HousingWire and DebtWire.