Commercial/Multifamily Borrower Credit and Financial Analysis: February 2027
| By December 28, 2026 | After December 28, 2026 | |
|---|---|---|
| Member Price | $350.00 | $400.00 |
| Non-Member Price | $550.00 | $600.00 |
About the Event
Commercial/Multifamily (CMF) Borrower Credit and Financial Analysis is designed to provide participants with the foundational skills needed to evaluate a borrower’s organizational structure, financial condition, and overall mortgage credit risk in commercial/multifamily lending. This course focuses on the practical analysis lenders use to assess borrower strength and support sound underwriting decisions.
The course begins with Borrower Organizational Structures, where participants examine common ownership and organizational structures used in commercial/multifamily transactions. Emphasis is placed on understanding ownership layers, control, and how organizational structure affects credit risk and lender review. In Financial Statement Analysis, participants learn how to review and interpret the primary financial statements used in mortgage credit analysis. The course covers income statements, balance sheets, and supporting documentation, with a focus on identifying trends, assessing financial performance, and evaluating the reliability of borrower-provided information.
The third lesson, Balance Sheet Analysis and the REO Schedule, focuses on analyzing a borrower’s assets and liabilities in detail. Participants learn how to review real estate owned (REO) schedules, evaluate contingent liabilities, and calculate key liquidity and leverage ratios used in commercial/multifamily underwriting.
The course concludes with Evaluating Borrower Mortgage Credit Risk, integrating organizational structure and financial analysis into a comprehensive borrower assessment. Participants apply underwriting concepts to evaluate overall borrower strength and develop a mortgage credit recommendation from a lender’s perspective.
Course Syllabus:
Format:
- Instructor-led online course delivered over four weeks
- Live instruction combined with guided case study analysis
- Weekly homework assignments aligned to each lesson
- Final online exam
Intended Audience:
- Loan originators and loan processors
- Loan analysts and underwriters
- Loan closers
- Servicers
- Professionals in related fields such as appraisal, law, accounting, marketing, or other areas of commercial/multifamily real estate seeking a foundational understanding of commercial/multifamily valuation
Experience Level(s):
- Foundational
Program Schedule:
Week 1:
- Monday, February 8 (1:00 - 3:00 PM ET)
Week 2:
- Monday, February 22 (1:00 - 3:00 PM ET)
Week 3:
- Monday, March 1 (1:00 - 3:00 PM ET)
Week 4:
- Monday, March 8 (1:00 - 3:00 PM ET)
** Sessions may vary in duration depending on the subject matter**
MBA Education Cancellation Policy:
- For more information on course cancellations, transfers, substitutions or extensions, please review our MBA Education Policies.
Discounts:
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- Your organization can get unlimited complimentary seats to this class with an Education Advantage subscription! Contact Kathy Ryan to learn more about Education Advantage!
Earn a Credly Digital Badge:
- This course is part of the Commercial/Multifamily Finance Academy. Upon successful completion of all eight courses in the Academy, participants earn a Credly digital badge, recognizing their comprehensive training in commercial/multifamily finance fundamentals.
By registering for this event, you also have agreed that you will at all times during this event abide by the MBA EVENT CODE OF CONDUCT. You should familiarize yourself with this policy before attending the event as violations of the MBA EVENT CODE OF CONDUCT may result in removal from or denial of access to the MBA sponsored event without a refund of registration fees, or disqualification from attendance at future MBA events.