Gain tangible skills when you enroll in the Certified Residential Underwriter Designation (CRU) program. Our progressive curriculum establishes the standard for professional excellence in residential mortgage loan underwriting.

As you work your way through the training online, you will develop specific skills that contribute to:

  • Reduced error rates
  • Increased productivity
  • Quicker decisions
  • Improved quality

In addition to these essential skills, you will gain insight into current influencing factors, regulations and industry issues. Find out how you can join this growing group of distinguished professionals!

The Certified Residential Underwriter (CRU) designation program has allowed me to elevate my underwriting skills and knowledge. The designation also signifies my level of underwriting expertise. I personally look forward to my continued education classes for my CRU renewals, as they provide the opportunity to refresh my knowledge on a regular basis. The MBA has created a detailed and comprehensive program that would be a substantial benefit to any mortgage professional that seeks to gain an enhanced knowledge of underwriting standards.

– Jeanne Tillman, CRU, ActionCenter Customer Experience Professional, Genworth Mortgage Insurance

Obtaining the CRU designation was a great way to confirm my underwriting expertise to myself and others even though it had been several years since I had been in a frontline underwriting role.  I appreciated the self-paced nature of the program and thought the course content was appropriate and relevant.  I enjoyed the experience so much that it inspired me to pursue my CMB designation.

– Sheila M Klostermann, CMB, CRU, Senior Manager- Quality Assurance, Genworth Mortgage Insurance

I am grateful for the CRU course and assisting me to achieve this status. The course was very informative and takes the knowledge that I had to another level. The status of a certified Credit Underwriter will assist with my next goal of being VA credit approved underwriter.

– Ruby Peavy, CRU, Senior Underwriter, Equity Prime Mortgage LLC

Candidate Profile

  • Underwriting professionals
  • Minimum of one year or industry experience
  • Looking to elevate one's skill set

The Process

Level I Prerequisites

  • New to one year of industry experience is recommended

Level II Prerequisites

  • One to two years of industry experience is recommended
  • Completion of Residential Underwriter Achievement Certificate (Basic)

Level III Prerequisites

  • Two or more years of industry experience is recommended
  • Completion of the Residential Underwriter Achievement Certificate (Basic) and Professional Certificate (Intermediate)

Recertification: Keeping Up Your CRU

Maintain your designation by completing two points of continuing education every two years. Continuing education can be earned by successfully completing any self-study course not previously taken or by attending MBA conferences and/or conventions. Prior to the end of the two-year period, designees must complete the Recertification Form and pay a $100 recertification fee. 

Download the Form Pay the Fee

Get More with Education Advantage

Developed by MBA Education, Education Advantage is an annual subscription-based training solution that provides you with access to our robust learning portfolio specifically developed for servicing professionals.

For one low annual price, you have unlimited access to our online self-study library, discounts on designations, two seats in specific online courses or the option to completely customize your curriculum. Contact Jeff Schummer today to learn more.