RC_LA_PLA_200.3 Mortgage Assumption Concepts

1-5 CMB Points Education Intermediate Loan Administration & Servicing Residential Residential Certified Mortgage Servicer (RCMS) Self-Study Web-Based Courses
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Option Price
Member $50.00
Non-Member $100.00

Mortgage Assumption Concepts examines the nature and benefits of mortgage assumptions, the documentation required, and the approval and closing steps involved in the process. It begins by defining what an assumption is and exploring how it compares to obtaining a new mortgage. The course also addresses the advantages of assuming an existing loan, including potential cost and interest rate benefits.

From there, the content covers the typical documentation involved in an assumption, along with the procedures for reviewing, approving, and finalizing the transaction. Key regulatory requirements and closing considerations are included, as well as post-closing actions necessary to complete the process.

This is a single-family/residential course.

Topics:

  • Fundamentals of Assumptions
  • Assumption Package
  • Approval and Closing Process

     

    Seat time approximately 30 minutes.

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