Joint Trade Letter to FHFA on the VantageScore 4.0 Historical Dataset

2024 Comment Letters Data Security and Privacy Laws Government Lending Government Servicing Policy Issue Residential
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The following trade groups are writing in advance of the publication of the VantageScore 4.0 historical dataset that the Federal Housing Finance Agency (FHFA) announced plans to release early in the 3rd quarter of 2024. Based on our understanding of what Fannie Mae and Freddie Mac (the GSEs) anticipate including in the release, our members have expressed concerns that the information will be insufficient to meet their data analytics needs.