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MBA Letter to CFPB on Protections for Borrowers Affected by the COVID-19 Emergency Under RESPA (Reg X)

2025 Comment Letters Consumer Financial Protection Bureau (CFPB) Government Lending Government Servicing Policy Issue Residential
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MBA appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau or CFPB) proposed recission of the 2021 COVID Real Estate Settlement Procedures Act (RESPA) Rule in Regulation X (COVID Related Amendments). We believe that the flexibilities allowed under the COVID-Related Amendments have been immensely helpful to borrowers and the mortgage servicing industry.

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