MBA Applauds Senate Passage of Trigger Leads Bill

August 2, 2025 Data Security and Privacy Laws Press Release Residential

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WASHINGTON, D.C. (August 2, 2025) — MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the full Senate passage of H.R. 2808, the Homebuyers Privacy Protection Act, by unanimous consent: 

“MBA celebrates the final passage of this important bill — a long-overdue measure that will finally put an end to the abusive use of mortgage credit trigger leads.

“This new law will help protect consumers from the barrage of unwanted calls, texts, and emails they too often receive immediately after applying for a mortgage. It marks a major victory for borrowers and will create a more efficient, responsible, and respectful home buying process. 

“MBA and its members thank trigger lead reform champions Senators Bill Hagerty (R-TN) and Jack Reed (D-RI), and Reps. John Rose (R-TN) and Ritchie Torres (D-NY), for their leadership throughout this legislative process, as well as the large bipartisan group of lawmakers in both chambers who helped shepherd a uniform bill across the finish line.

“We look forward to President Donald Trump signing this bill into law and will work to ensure a seamless transition when it goes into effect in six months.”