MBA Statement on President Donald Trump's Executive Order on AI

WASHINGTON, D.C. (December 12, 2025) — MBA's President and CEO Bob Broeksmit, CMB, released the following statement on President Donald Trump’s executive order on artificial intelligence (AI):

“MBA welcomes President Trump’s executive order on AI and appreciates the Administration’s focus on establishing a clear, nationally consistent framework for emerging technologies.

“Technology does not stop at a state border. We believe strongly that a unified federal approach is necessary to avoid a confusing patchwork of state laws and regulations that would stifle innovation and raise compliance and borrower costs.

“For decades, MBA members have embraced evolving technologies — including early automated underwriting tools, advanced fraud detection systems, and modern data analytics — to improve the borrower experience and strengthen operational efficiency. AI represents the next phase of this long-standing commitment to innovation.

“We will work with policymakers on a legislative framework that builds on this executive order to provide durable guardrails, protect consumers, strengthen the mortgage system, and support a competitive marketplace. A clear federal framework will give lenders and technology partners the certainty needed to deploy AI safely and responsibly.”