CONVERGENCE Columbus is an initiative led by the Mortgage Bankers Association, Ohio Housing Finance Agency, and the John Glenn College of Public Affairs at The Ohio State University to increase homeownership among Black and other diverse households in Columbus, Ohio. CONVERGENCE Columbus seeks to increase homeownership and the wealth-building opportunities that come with it. The initiative seeks to address key homeownership challenges identified by MBA research, including the below.

Our Goal is to Reduce These Key Homeownership Challenges

  1. Information Gap: Combat the myths and misperceptions that led many consumers to self-select out of the market, often when they already qualify for homeownership but do not know it.
  2. Trust Gap: Address the reluctance of many consumers, especially in minority communities, to trust financial institutions for fear of being mistreated or victimized.
  3. Market Gap: Develop strategies for addressing housing inventory challenges, including issues of housing quality and neighborhood amenities.
  4. Resource Gap: Maximize industry and consumer awareness of, and access to, financial subsidies and related affordable lending programs/products.


Outreach & Education: Inspire consumers to consider homeownership. We will create and implement strategic marketing and eduacation efforts to address common myths about homeownership and attract aspiring Black homeowners.

Products  & Programs: Facilitate homeownership gains among consumers. We will create and/or provide affordable lending programs and products to assist aspiring Black homeowners.

Preservation & Sustainability: Prevent homeownership losses among consumers. We will create and/or provide programs and services to help Black homeowners stay in and maintain their homes.


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