U.S. Department of Veterans Affairs (VA) Programs
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The VA-backed home loan program is a vital tool in home financing for those who have served their country in the military. Servicemembers, veterans, and surviving spouses can obtain mortgages, often with no required downpayment, that VA partially guarantees.
The VA share of the single-family mortgage market has grown in recent years. With this growth, it has become even more critical that the program operates efficiently and effectively. MBA’s policy and advocacy efforts have focused on ensuring VA
origination, and servicing requirements are appropriately calibrated, fostering a liquid secondary market for securities backed by VA-guaranteed loans, and opposing proposals that would increase the cost of credit for VA borrowers to generate funds to
be used for non-housing purposes.
Recent MBA Activity Related to Government Lending
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MBA Joint Trades Letter on the Revitalizing Downtowns and Main Streets Act
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MBA Joint Trades Letter on Committee Markup of the American Privacy Rights Act
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MBA Letter to VA Subcommittee on H.R. 8647, the VA Home Loan Reform Act
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MBA Comment Letter on ML for Significant Cybersecurity Incident Reporting Requirements
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MBA Joint Trade Letter on FY 2025 Ginnie Mae Appropriations
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Written Statement of Karen Kreutziger Powell Chief Executive Officer Flat Branch Home Loans on Behalf of the Mortgage Bankers Association
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MBA Joint Letter on NFIP Proposed Dwelling Form Changes
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MBA Joint Trade letter on the Subcommittee on Innovation, Data, and Commerce Markup of Privacy Legislation
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MBA Comment Letter on the American Privacy Rights Act of 2024 (“APRA”) Markup
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MBA Comment Letter to FHFA on Freddie Mac’s Proposed Purchase of Single-Family Closed-End Second Mortgages
Related MBA Events
There are no upcoming events that meet this criteria at this time. Check back soon!