Fannie Mae and Freddie Mac Policies and Programs
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Resolving the status of the GSEs, now having exceeded a decade of conservatorship, is the final piece of unfinished business following the financial crisis. MBA supports comprehensive legislative reforms that would fix the structural flaws of the GSEs'
pre-crisis business models while preserving what works in the market today. Meanwhile, MBA continues to advocate for transparent GSE policies that provide clear servicing requirements and promote liquidity while ensuring fair and equal access to the secondary
market for lenders of all sizes and types.
Recent MBA Activity Related to Secondary and Capital Markets Issues
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Joint Trades to Senate Banking Committee Leadership
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MBA Letter to Senate Banking Committee Leaders on GSE Reform
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MBA Letter to FHFA on Proposed Duty to Serve Underserved Markets Plans
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MBA Testimony of David H. Stevens: “Principles of Housing Finance Reform”
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MBA Letter to DOA on Improving Customer Service
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MBA Letter to FHFA on Duty to Serve Proposed Evaluation Guidance
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MBA Letter to the House Financial Services Committee on Financial CHOICE Act 2.0
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MBA Letter to FHFA on Chattel Financing of Manufactured Homes Request for Input
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MBA Letter to FHFA on Duty to Serve Proposed Rule
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Joint Letter to House Financial Services Committee on Congress Blocking FHFA's Proposed FHLB Rule
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MBA Letter to Senate Appropriations Committee on HUD Appropriations for FY 2016
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MBA Letter to Senate Banking Committee Chairman on the Financial Regulatory Improvement Act of 2015
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Joint Letter to Senate Budget Committee on Legislative Amendments to Prevent G-Fee Use to Offset Unrelated Spending
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MBA Letter to FHFA on FHLB Membership Proposal
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MBA Letter Urging FHFA to Consider Alternative Credit Score Models
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MBA Letter to FHFA on Proposed Enterprise Housing Goals
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MBA Letter to FHFA on the GSEs Recommendations for Seller/Servicer Auditor Rotation
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MBA Letter to Moody's on Proposed MBS Credit Rating Model
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MBA Letter to FHFA Supporting GSE Single MBS
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MBA Letter to FHFA on Strategic Plan 2015-19
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Related MBA Events
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School of Mortgage Banking I: January 2027: Washington, DC
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AI in Residential Lending: Predictive Retention – Knowing Who Will Refi First
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School of Multifamily Property Inspections: February 2027: Atlanta, GA
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AI in Residential Lending: The Empathic Chatbot – 24/7 Borrower Support
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School of Mortgage Servicing: March 2027
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AI in Residential Lending: Default Management & Early Intervention
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School of Multifamily Property Inspections: April 2027: Online
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AI in Residential Lending: MSR Valuation & Trading Intelligence
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AI in Residential Lending: Your Data is Broken – The Prerequisite to AI
