Remote Online Notarization
Remote Online Notarization (RON) is the use of audio/visual technology to complete a notarial act when the principal is not in the same physical location as the notary public—getting consistent state laws passed in all 50 states, the District of Columbia, and Puerto Rico is a critical step in moving to a fully digital mortgage experience. That is why MBA partnered with the American Land Title Association in 2017 to develop a model bill and campaign for its passage in every legislature. That campaign has been very successful, and MBA is proud to point out that 45 states and the District of Columbia have consistently enacted laws to permit RON in real estate financial transactions. Unfortunately, Connecticut has enacted its RON law with an exclusion for real estate transactions. The introduction and passage of RON legislation in the five remaining states and addressing the industry challenge in Connecticut are top MBA policy priorities, as well as the enactment of RON legislation by Congress. MBA also supports adoption of MISMO's model RON implementation standards.
RON Adoption Map
Key
- States with Enacted RON Laws
- States in Session with Active RON Bills
- States with Enacted RON Laws that Exclude Real Estate Transactions
- No Current Activity
Learn More with Our Remote Online Notarization (RON) Resources
- MBA-ALTA Background Memorandum on the Model Bill
- MBA-ALTA Model Bill Section-By-Section Description
- MBA-ALTA Model Bill
- MBA Remote Online Notarization Issue Brief
- Suggested Talking Points on MBA-ALTA Model Bill
- Sample Support Letter to State Legislators
- Frequently Asked Questions on MBA-ALTA Model Bill
- Frequently Used Legal Acronyms of Key Laws and Model Bills
- MISMO Remote Online Notarization Standards
- American Land Title Association Resource Page
- MISMO Digital Mortgage Resource Center
- Fannie Mae eClosing Technology Solution Provider List
- Freddie Mac Reviewed Vendor List
- MERS eRegistry Participants
Liz Facemire Discusses Remote Online Notarization
