The Intersection of Pricing Concessions and Fair Lending

April 4, 2024 2:00 PM-3:00 PM Consumer Financial Protection Bureau (CFPB) Education Loan Production (Origination, Underwriting, Processing) Regulatory Compliance, Law, & Fraud Residential Webinar
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Non-Member Price$0.00

About the Event

With mortgage rates ticking down and spring buying season looking more promising, competition for origination is going to be fierce and lenders need to make sure pricing enables loan officers to compete. Whether its through interest rate reductions, closing cost assistance, or temporary buydowns, pricing concessions can be offered by lenders to address competitive pressures.   While a common practice in the mortgage industry, pricing concessions must be done in a fair and non-discriminatory manner to comply with fair lending laws and regulations. Fair lending concerns arise when lenders provide terms that could potentially lead to discrimination or unequal treatment of borrowers.


Thursday, April 4 (2:00 PM - 3:00 PM ET)


  • Categories of fair lending concerns associated with offering mortgage pricing concessions
  • How to structure, document and monitor pricing concessions decisions
  • Best practices for communication between loan officers and compliance

Experience Level

  • Entry-Level

Target Audience

  • Loan Officers
  • Loan Processors
  • Compliance Staff
  • Audit Professionals
  • Operation Managers


  • Nanci Weissgold, Co-Chair, Financial Services & Products Group and Co-leader, Consumer Financial Services Team, Alston & Bird, LLP
  • Melissa Malpass, Senior Associate, Alston & Bird, LLP