Jonice M. Gray

Jonice M. Gray is a partner in the Financial Services - Investigations, Regulation, and Litigation group at Paul Hastings and is based in the Washington D.C. office. Ms. Gray specializes in work with banks, non-bank financial institutions, and other companies providing financial products and services. She works with many of the largest bank and non-bank financial institutions, emerging companies such as fintechs, and retailers whose business operations include consumer and small business finance. Ms. Gray’s work is focused on representing corporate and individual clients in high-stakes legal proceedings, including matters initiated by federal and state regulators, private civil litigation, and internal investigations. Ms. Gray also counsels clients on compliance with consumer protection laws, including in particular, those governing fair and responsible lending and servicing. Ms. Gray focuses a substantial portion of her practice on representations involving escalated government examination matters, investigations, and enforcement. In this capacity, she routinely provides strategic advice to senior corporate leaders, including Boards of Directors, as they navigate complex, and often unexpected, business and legal challenges. Ms. Gray has been representing financial institutions in matters involving the Consumer Financial Protection Bureau (CFPB) since it was first established and also represents institutions in matters initiated by other federal agencies such as the Department of Justice (DOJ), Department of Housing and Urban Development (HUD), the Prudential Banking Regulators, and the Federal Trade Commission (FTC). In addition, she routinely represents institutions in matters involving State Attorneys General and state banking departments. Ms. Gray has been recognized in Chambers USA as a leading lawyer in the area of Consumer Finance (Enforcement and Investigations) as well in Legal 500, Best Lawyers, and Super Lawyers. She is a Past Chair of the American Bar Association’s Banking Law Committee and presently sit on the ABA’s Business Law Section Council. Ms. Gray holds a J.D. from Yale Law School and a B.A. from the University of Virginia.