Schedule

Lyceum, 5th Floor

Now, more than ever, we're committed to helping you make the most of your MBA membership benefits and resources. Let's connect to explore how you can enhance your company's engagement, education, research, and networking opportunities in the coming year. Schedule a meeting with Laura Hopkins, Vice President of Membership, by reaching out to her directly at [email protected] or 202-557-2757.

45th St. Registration Desk, 5th Floor

Astor Ballroom, 7th Floor

Westside Ballroom, Salon 3, 5th Floor

Broadway Ballroom Foyer, 6th Floor

Bring a friend, colleague, or client and join us for a stylish opening reception inspired by the city that never sleeps. Enjoy live music, delicious food, and handcrafted cocktails, plus, take home a personalized portrait or sketch from a talented local artist.

Ground Floor, Near Security Desk

Get your conference day started on the right foot with an iconic walk/run through NYC’s Central Park with fellow industry professionals. This event caters to all skill levels, whether you’re a seasoned runner or casual walker. Join us bright and early for some fitness and fun. Meet up on the ground floor of the Marriott Marquis, near the Security Desk. Sign up form and waiver: https://forms.office.com/r/bux0tNJ81M

45th St. Registration Desk, 5th Floor

Broadway Ballroom Foyer, 6th Floor

Lyceum, 5th Floor

Now, more than ever, we're committed to helping you make the most of your MBA membership benefits and resources. Let's connect to explore how you can enhance your company's engagement, education, research, and networking opportunities in the coming year. Schedule a meeting with Laura Hopkins, Vice President of Membership, by reaching out to her directly at [email protected] or 202-557-2757.

Belasco, 5th Floor

Broadway Ballroom Foyer, 6th Floor

Enjoy bagels, pastries, hard boiled eggs, yogurt. Sponsored by Essent Guaranty, Inc.

Broadway Ballroom, 6th Floor

Join us for a special appearance by the president of the Federal Reserve Bank of New York, John Williams. He joins us on the Main Stage to provide his insight on the economy, monetary policy and potential impacts on real estate finance. The session opens with an update from MBA’s 2025 Chair, Laura Escobar.

Westside Ballroom, Salons 3&4, 5th Floor

Broadway Ballroom Foyer, 6th Floor

Drop by The Coffee Spot to enjoy complimentary hot coffee, cold brew or something from the Espresso Bar. Sponsored by Freddie Mac.

Broadway Ballroom Foyer, 6th Floor

Sponsored by Enact

Broadway Ballroom, 6th Floor

Take a deep dive into the data impacting the housing and mortgage markets and get MBA’s latest forecast for the industry. Sponsored by FICO

Broadway Ballroom, 6th Floor

MBA’s Chief Economist is joined by experts in the MBS market from leading institutions to discuss today’s market dynamics. Sponsored by FICO.

Broadway Ballroom, 6th Floor

Hear from Ginnie Mae’s recently appointed Executive Vice President and COO about the agency’s strategic initiatives, operational functions, and risk-management efforts to ensure the strength of its programs and its important role in the housing finance ecosystem.

Westside Ballroom, Salons 3&4, 5th Floor

Join us for a plentiful buffet featuring salad, entrees, sides and desserts. Plenty of open seating! Sponsored by US Bank

Majestic Complex, 6TH Floor

Get important updates on key housing programs, including Federal Housing Administration (FHA), Veterans Affairs (VA) and USDA’s Rural Housing Service (RHS). Learn about upcoming policy priorities and initiatives to help expand fiscally sound mortgage credit opportunities and access to homeownership for first-time buyers, veterans, and families in rural and underserved areas.

Shubert Complex, 6TH Floor

Get an update on the latest trends in the MSR market. Gain expert insight on making the decision to retain or release servicing given today’s mortgage market outlook.

Westside Ballroom, Salon 1, 5th Floor

The non-qualified mortgage (non-QM) loan sector is the fastest-growing segment of the U.S. private-label residential mortgage-backed securities (RMBS) market, with issuance expected to reach over $45 billion in 2025, according to S&P Global Ratings. Attend this session to gain a deeper understanding of this sector’s growth, the characteristics of these loans and pool data, including prepayment data and average loss projections for non-QM securitizations. Hear how new credit scoring models will allow servicers to more accurately predict delinquencies and defaults on this increasingly popular mortgage loan.

Broadway Ballroom Foyer

Sponsored by Enact

Broadway Ballroom, 6th Floor

MBA’s 2025 Chair Laura Escobar invites the Director of the Federal Housing Finance Agency to join her for a discussion about current priorities at FHFA, Fannie Mae and Freddie Mac.

Broadway Ballroom, 6th Floor

End your day with some entertainment and inspiration. During Sports Talk, hear from David Cone, color commentator for the New York Yankees and former MLB Pitcher. Join us afterward to have a souvenir ball signed. Sponsored by Snapdocs.

Broadway Ballroom Foyer, 6th Floor

At Secondary25, it’s all about making connections. Make yours during an early happy hour with light fare to fuel your evening, plus a souvenir ball signing after Sports Talk on the Main Stage. Sponsored by Snapdocs.

JW Marriott Suite 4329, NYC Marriott Marquis NYC

This networking event will offer you a valuable opportunity to build connections with industry experts and colleagues, exchange ideas, and gain insights into ongoing key policy topics, including tax policy, the potential for a responsible Fannie/Freddie release, future federal funding for housing programs, and other issues that could significantly impact the industry. Refreshments and light appetizers to be served. RSVP: https://bit.ly/42Osbay. A special thanks to our advocacy event sponsors: Clear Capital, PollyEx, and Solidifi.

45th St. Registration Desk, 5th Floor

Lyceum, 5th Floor

Now, more than ever, we're committed to helping you make the most of your MBA membership benefits and resources. Let's connect to explore how you can enhance your company's engagement, education, research, and networking opportunities in the coming year. Schedule a meeting with Laura Hopkins, Vice President of Membership, by reaching out to her directly at [email protected] or 202-557-2757.

Belasco, 5th Floor

Broadway Ballroom Foyer, 6th Floor

Broadway Ballroom Foyer, 6th Floor

Sponsored by PHH Mortgage

Westside Ballroom, Salon 3, 5th Floor

Broadway Ballroom Foyer, 6th Floor

Meet your contacts at the café seating in The Coffee Spot to enjoy complimentary hot coffee, cold brew or something from the Espresso Bar. Sponsored by Freddie Mac

Broadway Ballroom, 6th Floor

The leaders of Fannie Mae and Freddie Mac’s single-family businesses sit down with MBA’s 2025 Chair to discuss ways they are working with lenders to navigate today’s challenging lending environment. The session opens with an update from MBA’s President and CEO Bob Broeksmit with an update on recent developments in Washington and how they impact our industry.

Broadway Ballroom Foyer, 6th Floor

Sponsored by Enact

Broadway Ballroom, 6th Floor

The status of Fannie Mae and Freddie Mac (the GSEs), now in their 17th year of government conservatorship, is still a top issue for the industry. At the heart of the debate is what kind of government backstop will be provided if they leave conservatorship. The MBA believes a clear guarantee on GSE mortgage-backed securities (MBS) is needed to preserve access and liquidity in the market. The 30-year, fixed-rate, freely prepayable mortgage, unique to America's housing system, relies on a special relationship between borrowers, lenders, investors, and the GSEs; and global investors' confidence in trading a trillion dollars annually in GSE MBS is crucial for maintaining housing market liquidity. Others argue it’s best to return to the implicit guarantee from before the crisis. Join industry leaders as they discuss the need for an explicit backstop.

Broadway Ballroom, 6th Floor

Top industry change-makers are paving a new way forward through bold acquisitions and tech-driven operations. Hear from executives leading the charge at their companies.

Broadway Ballroom, 6th Floor

Dr. Elizabeth Comen, an internationally sought-after clinician and physician-scientist, shares insight from her research to bring women’s health out of the shadows and into the light. A USA Today bestseller, her book “All in Her Head: The Truth and Lies Early Medicine Taught Us About Women’s Bodies and Why It Matters Today,” works to right the wrongs of centuries of what she calls “insidious incuriousity” about women’s health. During a fascinating interview with Dr. Comen, mPower Founder Marcia Davies digs into these issues and why they matter. RSVP: https://mbaforms.mba.org/Secondary25mPower Sponsored by ICE Mortgage Technology.

Westside Ballroom, Salons 3&4, 5th Floor

Sponsored by Fannie Mae

Majestic Complex, 6th Floor

Home equity lines of credit (HELOCs) and Closed-End Second Liens have picked up the slack as high rates have put a damper on cash-out refi lending. This session provides timely insight on the secondary trading and credit markets for HELOCs, closed-end seconds and unsecured lending as alternative lending products that may drive 2025/2026 mortgage trading.

Westside Ballroom, Salon 1, 5th Floor

Taxes play a critical role in shaping strategies, transactions, and profitability within the secondary and capital markets. This session explores key tax considerations impacting mortgage-backed securities (MBS), Real Estate Mortgage Investment Conduits (REMICs), and whole loan sales, with a focus on how evolving tax policy, regulatory changes, and IRS guidance influence market behavior and investor decisions.

Shubert Complex, 6th Floor

Recent eNote growth has been very positive, with MERSⓇ eRegistry data showing adoption at 9.2% of new originations in 2024 and projections to reach 30% in the next three years. This panel explores the factors driving an uptick in lender demand for eNotes, the benefits of digital closings for investors, and why eNote acceptance is critical to supporting this industry-wide transformation.

Broadway Ballroom Foyer, 6th Floor

Sponsored by Enact

Majestic Complex, 6th Floor

Choosing the right financial instruments to hedge your pipeline risk requires advanced analytics. TBA securities can be used to minimize basis risk, but they are often more expensive than other options and may not protect margin from large movements in financial markets. This session highlights how other financial instruments can be used to supplement TBA’s to manage pipeline risk. Panelists discuss technical requirements for alternative hedging strategies, practical implementation, and how different financial instruments can be used to manage risk in volatile market environments.

45th St. Registration Desk, 5th Floor

Lyceum Complex, 5th Floor

Wrap up the conference with a final opportunity to gain insight in a relaxed setting over breakfast. Come with your questions for MBA’s policy experts who are tracking the changing landscape. Whether tackling today’s challenges or exploring forward-thinking strategies, this session encourages dynamic discussion with the session facilitators and your peers in the room. Travel attire welcome.