RC_LP_U_303.2 Evaluating Loans with Desktop Underwriter
| Option | Price |
| Member | $50.00 |
| Non-Member | $100.00 |
Desktop Underwriter (DU) is Fannie Mae’s automated underwriting system, designed to help lenders make informed credit decisions on both conventional and government loans.
Evaluating Loans with Desktop Underwriter provides a practical overview of how DU evaluates loan applications. It begins with the DU underwriting process and the risk factors DU considers. It then explains how to interpret DU recommendations and reports, apply DU’s requirements for income and assets, and review credit and liabilities in DU. The course also addresses DU’s analysis of credit report data and concludes with guidance on DU accuracy and resubmission requirements.
The focus is on understanding DU’s role in mortgage lending and Fannie Mae’s related guidelines—not on system navigation. Learners are assumed to have a basic understanding of underwriting principles.
Topics:
- DU Basics
- DU Risk Factors
- DU Recommendations and Reports
- DU Review of Income and Assets
- DU Review of Credit and Liabilities
- DU Credit Report Analysis
- DU Accuracy and Resubmission Requirements
Seat time approximately 2.5 hours.
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