Home / Product

RC_RC_LP_200.4 Consumer Protection in Loan Origination

1-5 CMB Points Education Intermediate Regulatory Compliance, Law, & Fraud Residential Self-Study Web-Based Courses

Share to

Option	Price
Member	$50.00
Non-Member	$100.00

Consumer Protection in Loan Origination takes an in-depth look at some of the major fair lending, privacy, and predatory lending laws that have shaped the landscape of regulatory compliance in mortgage lending. First, the course discusses three fair lending laws — the Fair Housing Act, the Equal Credit Opportunity Act, and the Home Mortgage Disclosure Act — which define and prohibit discrimination in mortgage lending. Next, the course reviews how the Fair Credit Reporting Act, Fair and Accurate Credit Transaction Act, and Gramm-Leach-Bliley Act protect consumer privacy and help fight identity fraud by instituting requirements for the handling of consumer information. The course then explores consumer protections against predatory lending, including the Home Ownership and Equity Protection Act and rules protecting consumers with higher-priced mortgage loans. The course concludes with a discussion of the Dodd-Frank Act and its influence on the current regulatory environment.

This is a single-family/residential course.

Topics:

Fair Lending
Privacy and Consumer Credit Information
Predatory Lending
Dodd-Frank Act

Seat time approximately 30 mins.